Smira Rao Email & Phone Number

Riyadh, Sa

Tempe, Az, Us

Abu Dhabi, Ae

- Developing strategic partnerships with payment gateways, e-commerce companies and POS acquirers in the Middle East for LNDDO, an ADGM regulated Category 2 digital lender

London, Gb

- Led India business Operations (team of 6) – from CRM design and implementation to customer experience and engagement – helping set up an SME loan fulfillment platform in <3 months ∗ Spearheaded process improvements that increased lead throughput through digital channels ∗ Developed and led scalable processes in coordination with internal credit team to increase volume of files ∗ Led a pilot with leading e-commerce company to provide merchants with financing options through partner lenders- Deployed a multi-pronged daily communications strategy with SME borrowers across SMS, Email and phone calls- Led a go-to market strategy with ~15 lender clients by using proprietary prospecting algorithms ∗ Created a 5-way scoring model to identify these prospects by using statistically significant financial and qualitative data

Mumbai, In

- Leading a team of analysts and associates and managing relationships for IB, PE clients in developed markets (US, UK, MENA)- Responsible for analyst retention, mentoring, staffing, team engagement, on-the-job training, and ensuring KRA fulfillment- Responsible for project management across a wide gamut of projects including financial research, industry landscaping, pitch books, financial modeling, public market valuations, liquidity analysis, etc. - Coordinating with a number of cross-functional teams to ensure stakeholder satisfaction

London, Gb

- Managing relationships with corporate clients (large Indian corporates and MNCs)- Ensuring service fulfillment for clients across HSBC’s Global Payments and Cash Management product suite with a focus on increasing wallet share for the bank- Managing high value cross-border dividend payments and equity capital infusions- Leading engagement with cross functional teams across relationship managers, treasury, service delivery, product, sales, regulatory reporting, compliance, and back office operations - Coordinating with various internal teams and external vendors for customer support and query resolution within specified TAT

Mumbai, Maharashtra, In

-Evaluating investment opportunities in the Indian capital markets with a long term view.-Equity research including building financial models and creating detailed investment reports on public sector banks & finance and investment companies in the large and mid-cap space. -IPO coverage on stocks in the financial services space. -Active research coverage on 13-15 stocks.-Quarterly financial performance analysis of stocks under coverage, conference call, and analyst meet extracts.-Mid-quarterly updates on the monetary policy issued by the Reserve Bank of India, India’s central bank.-Authored articles on the Indian Banking sector, stock markets, value investing etc. and daily market commentaries for the company website.

Mumbai, In

- Equity research involving financial modeling, report writing, market analysis, etc for equities in the MENA region.- Covered sectors including banking, telecom, logistics, for a top Dubai Based, Asset Management Company.- Worked on valuation methods including Sum of the Parts, Discounted Cash Flow (DCF) etc.- Peer comparables analysis, M&A comparables analysis, profiling, etc for MENA and UK based PE funds.Created a pitch book on Smart Meter developments in the US and UK as a marketing sample for clients

Master Of Business Administration (Mba), Finance, Strategy

Bachelors In Banking And Insurance, Finance, Economics