Smithi Gilbert Email & Phone Number

Sharjah, United Arab Emirates

United Arab Emirates

• Evaluate the creditworthiness of new and existing customers by analyzing their financial statements, credit history, and payment patterns. This assessment helps in determining appropriate credit limits for customers.• Control over 5 divisions on credit approvals & payments• Following up insurance new customer credit approvals, filing NNP on defaultcustomer, submitting for claims & EED reports• Preparing monthly collection report, Ageing report & customer wise paymentplan… Show more • Evaluate the creditworthiness of new and existing customers by analyzing their financial statements, credit history, and payment patterns. This assessment helps in determining appropriate credit limits for customers.• Control over 5 divisions on credit approvals & payments• Following up insurance new customer credit approvals, filing NNP on defaultcustomer, submitting for claims & EED reports• Preparing monthly collection report, Ageing report & customer wise paymentplan report, salesman wise report• Quarter submitting sales declaration for insured customer and monitoring theinsurance premium charges• Handling the insurance payable bases on the policy contract.• Following up on approved claims and inmoving the unclaimed balance to baddebts provision.• Maintenance other income accounts.• Control over customer master, Ensuring Balance confirmation is done every 6months.• Managed and maintained the company's credit policies and procedures toensure timely and accurate collection of outstanding debts from customers. • Controlling (releasing or holding) orders of customers based on terms andconditions of their credit.• Creating cash & credit accounts openings and receipt entries (cash, Bank, andintercompany entries)• Conducted credit risk analysis by evaluating the creditworthiness of new andexisting customers based on financial information and payment history.• Reviewing cheque bounce and having a regular follow up with customer andescalating the high-risk cases to the next level.• Organizing meeting with sales team once in 10 days & reviewing the agingand working closely with the sales team to reduce the ageing.• Reconcile all accounts on a periodical basis.corresponding accounts, ensuring proper account reconciliation.• Contact customers with outstanding invoices to remind them of theirpayment obligations and negotiate payment terms if necessary And haveregular communication via email and phone calls.• Having a track of potential credit Show less

United Arab Emirates

1. Review monthly aged receivables & Initiate customer wise follow up for the unpaid cases directly with customers.2. Controlling (releasing or holding) orders of customers based on terms and conditions of their credit.3. Preparing salesman wise outstanding monthly and focusing on ageing..4. Analyzing credit reference for of the new clients and updating the management.5. Reviewing cheque bounce and having a regular follow up with customer and escalate the high risk cases to the… Show more 1. Review monthly aged receivables & Initiate customer wise follow up for the unpaid cases directly with customers.2. Controlling (releasing or holding) orders of customers based on terms and conditions of their credit.3. Preparing salesman wise outstanding monthly and focusing on ageing..4. Analyzing credit reference for of the new clients and updating the management.5. Reviewing cheque bounce and having a regular follow up with customer and escalate the high risk cases to the next level.6. Ensuring Balance confirmation is done every 6 months 7. Preparing and issuing commercial invoices & DO8. Following up on the LC issued with the relevant department & customers 9. Reconcile all accounts on periodical basis as per plan developed by credit controller.10. Resolve issues with customers regarding with their accounts.11.Follow up on payments on daily basis with customers by e-mails and calls and determine reasons for non-payment, if any.12. Ensure payment of outstanding invoices, collection of PDC’s and depositing cheques.13. Highlight any customers with high risk and to report the same to company Credit Controller and Regional Manager.14. Maintain ageing updated with comments from all concerns.15. Ensure all the listed customers’ invoices in system are properly managed and confirmed booked.16. Consider innovative methods of obtaining cash / assets from debtors.17. Communicate monthly dispatch summary including outstanding statements to all customers18. Final check and verify prices on the invoices matching to the customer’s LPOs before dispatching the invoices.19. Attend credit meeting and take the minutes and do follow ups on the meeting minutes.20. Posting receipts and credit notes on system.21 Follow up on trade license expiry and update the relevant customers . Show less

Bangalore India

Bangalore

Master'S Degree, Logistics, Materials, And Supply Chain Management, A

Bachelor'S Degree, Business/Commerce, General, A