Sneha Sharma Email & Phone Number

New York, Ny, Us

New York, Ny, Us

1) Managed a $90M+ technology portfolio for Credit and Fraud Risk, strategically prioritizing risk management projects, forecasting resource needs, and ensuring optimal financial planning to support the organization’s risk management objectives.2) Strengthened Lean Portfolio Management processes by enhancing risk assessment and prioritization, improving cross-functional collaboration, and mitigating platform-related risks to ensure the successful delivery of technology initiatives within the Credit and Fraud Risk unit.3) Led the implementation of agile change management practices within the Credit and Fraud Risk organization, including organizing and facilitating training sessions to build risk management capabilities and enhance responsiveness to emerging risks.

New York, Ny, Us

Recipient of Q1 2023 Business Award for developing Credit Line Action Strategy for Business Blueprint • Developed and implemented a data-driven credit risk strategy for line of credit product, optimizing portfolio composition and profitability.• Formulated effective collection strategies designed to prompt timely payments from delinquent customers, thereby mitigating the necessity for charge-offs.• Worked in collaboration with external agencies to recover funds and minimize losses through legal placements, when deemed necessary.• Assumed the role of Secretary for the American Express Global Lending Council, contributing to the improvement of products and services within the Consumer and Commercial Lending domains.• Engineered collaborative initiatives with cross-functional teams to architect comprehensive end-to-end customer journeys for the Manual Underwriting portfolio.

New York, Ny, Us

Recipient of 2021 Credit and Fraud Risk Business Excellence Award· Designed and implemented comprehensive process risk assessments for commercial card products in Credit and Fraud Risk (CFR), identifying vulnerabilities and recommending mitigating controls.· Developed thorough test plans to validate control effectiveness and ensure ongoing operational resilience.· Spearheaded the development and execution of an end-to-end operational incident management strategy, guiding cross-functional teams in swift and effective remediation efforts. Minimized customer, financial, and regulatory risks by prioritizing actions based on potential impact.· Established and implemented key risk indicators (KRIs) specifically tailored to monitor risk trends for commercial lending products. Provided clear and actionable insights to inform risk management decisions and optimize control frameworks.· Partnered closely with the Compliance Department to strategize and implement a robust control environment for enterprise-wide technical change management. Ensured adherence to regulatory requirements and minimized operational disruption across CFR.· Led the Learning & Development stream for CFR’s Colleague Engagement team, championing risk awareness and equipping employees with essential risk management and leadership skills through global training initiatives.· Collaboratively steered the smooth execution of the pandemic relief program in partnership with the Group Risk Oversight Organization. Proactively identified and mitigated potential operational breakdowns within CFR during this critical period.

Bois-Colombes, Paris Area, Fr

• Responsible for implementing and improving Enterprise Risk Management program focusing on Operational Risk, Credit Risk, Vendor Risk and Cyber Security Risk.• Develop Annual ORSA report by collaborating with external actuaries to build scenario models and convey findings on company’s solvency position to the board of directors as well as regulators. • Designed Cyber Security Framework, and actively managed requirements from NYDFS and OSFI to ensure all requirements are met in order to certify for compliance.• Led local transformation team to complete all Lean deliverables for process optimization.• Identified, initiated and managed operational gaps and premium leakage in Sales and Underwriting practices to generate additional 5 million USD. • Managed a portfolio of fifteen cross-functional projects across the organization to lead Continuous Improvement Taskforce.

New York, Us

• Monitor and gather analytical data from custom reports on Google Analytics, Tableau and Chartbeat to analyze daily performance and audience engagement• Conduct data mining, scraping and web crawling tasks using Screaming Frog or Data Miner to collect web based data and investigate them to form competitive strategies• Write SQL queries to pull large sets of data from Hadoop and other database using Impala• Organize, manipulate, clean and analyze various sets of data using Excel functions• Perform regression analysis, statistical tests, forecasting and trend analysis on organized using Excel and/or R programing; and work on data visualization as needed• Collaborate with the Business Intelligence team to collect supplementary data using Python• Edit XML files and work with Investopedia’s partner websites to transfer contents via APIs• Research existing contents based on factors like page views, bounce rates, click through rates and engagement to consolidate them into appropriate topics to optimize lead generation• Form strategies and present them to the sales, marketing and executive leadership, and offer recommendations regarding relevant ad spaces, potential leads and long term strategies respectively

New York, Ny, Us

• Assist faculty members with classroom instruction, exams, record keeping, and other miscellaneous projects• Take attendance and record responses• Assist with student conferences• Proctor examinations, grade and inform students of their final grades

Master Of Science - Ms, Actuarial Science

Bachelor Of Science -Bs, Mathematics