Commercial Banking Officer
Kansas City, Mo, Us
• Manage a loan portfolio in excess of $300 million in credit facilities and approximately 40 relationships in the commercial & industrial (45%), fund (40%), and correspondent banking (15%) LOB as either sole officer or in partnership with non-credit account officer(s). Regularly make new loan and annual review presentations to senior loan committee. • Responsible for identifying and prospecting new profitable commercial banking relationships with companies of the size and credit quality of the middle market. Includes internal-referrals, calling efforts, and networking with COIs.• Cross-sell to existing customers the full breadth of UMB products (commercial loans, treasury management, commercial card, capital markets, institutional banking, private banking, private wealth management, etc.) and introduce UMB LOB partners on a customer needs-oriented basis and increase the profitability of the relationship. Call or meet with customer on regular basis to provide exceptional service and stay top-of-mind.• Manage UMB Fund Services related customers with credit opportunities including, but not limited to, liquidity lines, leverage lines, capital call lines, and C-share financing. Located competent outside legal counsel contributing to growth in the size, sophistication, and profitability of the fund related portfolio. Includes both closed and open-end, diversified and non-diversified, series and stand-alone funds registered under the Investment Company Act of 1940.• Manage UMB Correspondent Banking related customers with credit opportunities including, but not limited to, lines of credit, bank-stock term loans, letters of credit, fed funds lines and the bank fed funds agent pool. Partner with credit department to enhance underwriting of bank specific statements and performance ratios in order to monitor and manage risk.