With an illustrious career spanning over 17 years in the esteemed banking sector, I have consistently demonstrated an unwavering commitment to surpassing growth targets through the strategic implementation of robust sales strategies, optimizing operational efficiency, and seizing lucrative new business opportunities. My unwavering focus on customer satisfaction has been pivotal in resolving complaints, enhancing processes, and driving exceptional customer retention while optimizing portfolio performance. Got the opportunity to forge an impeccable reputation for successfully introducing innovative products and policies, meticulously monitoring portfolio performance, and adeptly managing branch expenses within stringent budgetary confines.My exceptional prowess lies in communication and relationship-building, as I possess an innate ability to foster trust, collaboration, and enduring partnerships with both internal and external stakeholders. As a visionary strategist, I thrive in high-pressure, dynamic environments, consistently delivering unparalleled business value and surpassing even the loftiest expectations.Throughout my illustrious journey, I have demonstrated an exemplary track record in effectively overseeing asset and liability portfolios, adeptly driving profitability through masterful management of deposit and credit portfolios, seamless execution of trade operations, exceptional consumer sales, and the astute handling of wealth management products.I am open for Senior Banking roles and can be reached at sofiarafiquelangah@gmail.com.
-
Branch ManagerAskari BankLahore, Pk -
Manager Corporate BranchMcb Islamic Bank Ltd. Nov 2022 - PresentLahore• Effectively achieved branch portfolio growth to PKR 7.5 B, experiencing a substantial 40% increase in just 5 months.• Maximized the customer base in Corporate Banking by fostering positive relationships with high-net-worth clients.• Efficiently managed a diverse asset/liability branch portfolio, catering to Retail, SME, Commercial, and Corporate Clients.• Successfully boosted the Current Account (CA) base by an impressive 150% and improved branch profitability by 60% by the end of the first quarter of 2023.• Enhanced branch profitability by skillfully managing net interest income through the acquisition of low-cost deposits.• Increased branch revenue by expanding non-funded income channels, including FX, trade, and wealth management products.• Ensured strict compliance with KYC/AML guidelines, maintaining high-quality standards while minimizing risk through careful monitoring of branch operations.• Developed and provided comprehensive training to staff members, empowering them with knowledge and skills, thereby contributing to the overall success of the team. -
Area Branch ManagerMcb Islamic Bank Ltd. Mar 2020 - Nov 2022• Proficiently managed a diverse array of branches in the area, accomplishing 100% of the targeted deposit growth during my tenure.• Acknowledged and rewarded for attaining unparalleled sales performance as the area manager for wealth management products in 2020, 2021, and 2022.• Garnered the esteemed distinction of being named the Employee of the Month in June 2021 for exceptional accomplishments, specifically in securing the highest number of acquisitions in Current Account and Savings Account (CASA) categories.• Consistently earned the highest accolade of a 5-star rating for two successive years, 2019 and 2020, in recognition of exemplary performance and ranking among the bank's elite performers.• Formulated and executed comprehensive sales strategies to achieve multifaceted objectives, including the expansion of deposits, growth in loans, facilitation of trade finance, consumer lending, wealth management, and cross-selling.• Ensured unwavering adherence to the Service Management Program by continuously scrutinizing and optimizing processes, practices, and resource allocation, thereby upholding and surpassing exceptional service standards throughout the area.• Conducted regular assessments of operational activities in area branches, implementing robust internal controls in strict accordance with the Bank and State Bank of Pakistan (SBP) guidelines on KYC, AML, BCP, Shariah compliance, and annual audits.• Undertook joint visits with area branch staff to actively engage existing and prospective clients, fostering heightened market share and generating new business opportunities for the bank. -
Branch ManagerMcb Islamic Bank Ltd. Jun 2018 - Feb 2020• Possess extensive expertise in branch management, having worked in both Conventional and Islamic Banking sectors at MCB Bank and MCB Islamic Bank.• Achieved remarkable growth of over 400% in the Current Account and Savings Account (CASA) category during my tenure as the branch manager at Thokar Niaz Baig.• Exceeded expectations by accomplishing 200% of the target in qualifying CASA and Bancassurance campaigns, which led to receiving performance awards in 2019. -
Branch ManagerNib Bank Limited (Merged Into Mcb Bank Ltd) Jan 2008 - Jun 2018Demonstrated outstanding leadership as the branch manager at Wahdat Road Branch, driving an overall portfolio growth of 300%.• Achieved an impressive incremental growth of 500% in the total branch portfolio while serving as the branch manager at Old Race Course Branch.• Earned recognition for the highest growth in Current Accounts in 2008 during my tenure as the branch manager at Model Town Branch.• Received a Certificate of Excellence for exceptional performance as the best branch manager in Bancassurance Sales in 2014.• Recognized with a Certificate of Appreciation for outstanding performance in Bancassurance Sales in Q3 2014.• Honored with a Certificate of Appreciation for being the best branch manager in Bancassurance Sales for two consecutive quarters in 2013.• Received an award for the best performance in Bancassurance in 2012 and qualified for the prestigious 'Tashkent Sales Convention.'• Acknowledged with the Best Performance Award for remarkable contribution in CASA as the branch manager in 2012.• Earned a Certificate of Excellence for the best branch in total deposits in December 2011 for notable contributions to CASA deposits.• Recognized with a Certificate of Excellence for delivering exceptional service performance in November 2011.• Awarded a Certificate of Excellence for outstanding growth in Current Account averages in 2011.• Received an award for high achievement in Bancassurance in 2009 and qualified for the esteemed 'Thailand Sales Convention.' -
Relationship Manager/Manager External SalesNib Bank Limited (Merged Into Mcb Bank Ltd) Jun 2006 - Dec 2007• Recognized and awarded for achieving the highest sales volume in 'Bancassurance Sales' nationwide.• Demonstrated effective leadership by overseeing a team of skilled Business Development Officers, fostering new-to-bank (NTB) business growth through a robust referral model.• Successfully expanded the branch's customer base by an impressive 75% within a span of one year, utilizing the Business Development Officer (BDO) channel.• Achieved remarkable growth in the deposit portfolio, exceeding 150% by December 2007.
Sofia Rafique Education Details
-
Ms Management Sciences (Major In Hrm) -
Mba-Executive
Frequently Asked Questions about Sofia Rafique
What company does Sofia Rafique work for?
Sofia Rafique works for Askari Bank
What is Sofia Rafique's role at the current company?
Sofia Rafique's current role is Branch Manager.
What schools did Sofia Rafique attend?
Sofia Rafique attended Riphah International University, Riphah International University.
Not the Sofia Rafique you were looking for?
-
Sofia Rafique
Head Of Self Driving Autonomous Car Club | Iot Expert | Data ScientistIslāmābād, Pakistan -
1nibpk.com
-
-
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial