Sonja Briggs

Sonja Briggs Email and Phone Number

DE Mortgage Underwriter | QC underwriter @ Navy Federal Credit Union
Texas, United States
Sonja Briggs's Location
Dallas-Fort Worth Metroplex, United States, United States
About Sonja Briggs

Seeking new opportunities in the Mortgage Industry, contact me at 856-265-7198. Experienced QC/DE Underwriter specializing in mortgage originating/servicing, underwriting and quality reviews. Significant experience in 1st and 2nd line evaluating for GSE underwriting guideline and regulatory compliance adherence. Experienced reviewer of contracts and legal documents for community redevelopment grants and subsidies. Ability to analyze loan quality and remediate the closed loan mortgages to ensure salability and insurability and deliver results on time, ensuring accurate and efficient completion of assigned work and special projects. Recognized by peers as self-starter and team motivator. Attention to detail, flawless execution and time management is first and foremost. Excellent communications interacting with internal and external customers in a professional manner.• Quality reviewer, ability to review processes to detect deficiencies/fraud• Effectively supported team members to meet or exceed deliverables and deadlines• Acting trainer for new QC employees• Review and interpret policies and procedures for FNMA, FHA, FHLMC, USDA, VA IRRRLS• Reviewed Grants and Subsidy contracts and legal documents for low income families affordability

Sonja Briggs's Current Company Details
Navy Federal Credit Union

Navy Federal Credit Union

View
DE Mortgage Underwriter | QC underwriter
Texas, United States
Sonja Briggs Work Experience Details
  • Navy Federal Credit Union
    Navy Federal Credit Union
    Texas, United States
  • Loandepot
    Credit Risk Analyst
    Loandepot Mar 2023 - Present
    Irvine, California, Us
  • Opendoor
    Sr Underwriter
    Opendoor Mar 2019 - Sep 2022
    San Francisco, California, Us
    Detail-oriented individual who can recognize the warning signs of a high-risk contract and determine possible solutions to mitigate the risk. Organized and coordinate all of their tasks.Effective oral and written communication skills to parties involved and managersoversee audits of underwriter performanceResponsible for pipeline of purchase and refinance transactions (Conventional, FHA, VA)Highly motivated, detail oriented professional with strong work ethic$1.5 million signing authorityExpert in Self employed borrowers, tax returns, and financial statement/ documentsManages pipeline ensuring retention and performance of internal/external partnersExperienced in AUS, and Manual Underwrites (DU, LP, VA IRRLS, 2nd Mtgs)Team Player – ability to coach peers and collaborate across teamsIntellectually curious and takes initiativeQuality focused
  • Capital One
    Cra Sr Risk Advisor
    Capital One Aug 2017 - Jan 2018
    Mclean, Va, Us
    • Completed initial review of Down Payment /Closing Cost Assistance Programs to identify organizational reputational risk• Reviewed resale restrictions for projects that serve CRA borrowers to establish eligibility• Maintained enterprise wide subsidy program documents for future decision reviews• Reviewed grant and subsidy program guidelines for participation with internal and external requirements for CRA programs
  • Capital One
    Senior Qc Analyst
    Capital One Jun 2014 - Jan 2018
    Mclean, Va, Us
    • Ensured Data integrity; Conducted 2nd level review audits of Conventional and FHA conforming and jumbo loans (FHA Specialist).• Performed Risk Analysis and made decisions regarding deficiencies identified during the review.• Researched and identified opportunities to establish and improve policies and procedures for the department; developed job aids to clarify FHA guideline reviews for line of business• Recognized as FHA, CONDO and COOP subject matter expert; created CONDO/COOP worksheet for team which reduced processing time.• Successfully remediated uninsured FHA loans and obtained MICs on all assignments.• Identify significant findings resulting from issues with underlying business practices, underwriting and/or fraud exposure.• Served as co-lead on FHA guideline conversion to 4000.1 at the enterprise level for Quality Control.
  • Meridian Bank Pa
    De Underwriter
    Meridian Bank Pa Jun 2013 - May 2014
    Malvern, Pa, Us
    Reviewed and evaluated income, asset, credit, title and appraisal information on loan documents to determine buyer, property, and loan conditions meet established lender standards. • Experienced in manual underwriting, DU, LP repurchase appeal decisions • Ensured compliance in credit policies and procedures and identified red flags indicating fraud. • Managed accounts to ensure retention and performance of internal and external partners• critical customer contact liaison• Obtained and reviewed documentation and cleared conditions and validations to ensure that loan could be funded. • Selected as Condominium/COOP review Specialist.
  • The Real Estate Mortgage Network
    De Sr. Underwriter
    The Real Estate Mortgage Network Oct 2012 - Jun 2013
    Plainfield, Indiana, Us
    Reviewed and evaluated income, asset, credit, title and appraisal information on loan documents to determine buyer, property, and loan conditions meet established lender standards. • Validated underwriting conditions received to ensure they met program parameters. • Reviewed documentation and identified red flags indicating fraud. • Ensured internal and external partners were informed of changes, system procedures and schedules as critical customer contact liaison
  • E Mortgage Management, Llc.
    De Underwriter
    E Mortgage Management, Llc. 2013 - 2013
    Cherry Hill, Nj, Us
    Reviewed and evaluated income, asset, credit, title and appraisal information on loan documents to determine buyer, property, and loan conditions meet established lender standards.
  • Precision Funding Group
    De Underwriter /Pipeline Manager
    Precision Funding Group Oct 2008 - Sep 2012
    Reviewed and evaluated income, asset, credit, title and appraisal information on loan documents to determine buyer, property, and loan conditions meet established lender standards. • Validated underwriting conditions received to ensure they met program parameters. • Reviewed documentation and identified red flags indicating fraud. • Ensured internal and external partners were informed of changes, system procedures and schedules as critical customer contact liaison
  • Indymac Bank
    De Mortgage Underwriter
    Indymac Bank Mar 2001 - Sep 2008
    Us
    • Ensured internal and external partners were informed of changes, system procedures and schedules as critical customer contact liaison• Obtained and reviewed documentation and cleared conditions and validations to ensure that loan could be funded. • Selected as Condominium/COOP review Specialist.• Supervised post-closing team (eight staff); reviewed closed loans for data integrity to have a saleable, serviceable loan. • Verified compliance with state regulations and reviewed title for data.• Completed VA IRRRL in compliance with Veterans Administration procedures.• Entrusted with $1.5 million signing authority

Sonja Briggs Education Details

  • Middlesex College
    Middlesex College
    Business/Liberal Arts
  • Madison Central High School
    Madison Central High School
    General

Frequently Asked Questions about Sonja Briggs

What company does Sonja Briggs work for?

Sonja Briggs works for Navy Federal Credit Union

What is Sonja Briggs's role at the current company?

Sonja Briggs's current role is DE Mortgage Underwriter | QC underwriter.

What is Sonja Briggs's email address?

Sonja Briggs's email address is sn****@****ail.com

What is Sonja Briggs's direct phone number?

Sonja Briggs's direct phone number is +185648*****

What schools did Sonja Briggs attend?

Sonja Briggs attended Middlesex College, Madison Central High School.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.