• Helicopter view of changing/new policies and their impact• Sparring-partner for senior management in the field of risk management• Part of the portfolio wall team of WestlandUtrecht Bank with senior management• Cooperating product owner on all risk activities• Supervision and coaching of fellow Safe Business OfficersResults: No overdues, sufficient score for CAS audits, in control and compliant, effective key control testing, risk awareness increased, risk promoted, cooperation between risk parties significantly improved.

• Making sure the run-off portfolio complies with (changing) (regulatory) guidelines, policies and reporting requirements• Setting up an operational risk department • Increasing risk awareness• Advising and challenging the business about risk related issues• Implementing ORM and Compliance Policies and frameworks such as PARP, Record retention, EUC, issue and action tracking and incident management KYC, FATCA/CRS, GDPR and other compliance risks• Fulfilling PARP gatekeeper role• Carrying out and supervising key control testing• Advising internal stakeholders, functioning as a bridge between them and acting as the point of contact for the 2nd and 3rd line of defence • Facilitating and performing risk assessments with process owners (identifying and quantifying risks) and formulating controls.• Drawing up factual reports and internal and external management reports.

• Responsible for all Risk matters on behalf of the first line • Point of contact for ORM, Compliance, CAS, external auditor, and the business• Local FATCA/CRS, BCP and SOX coordinator • Jointly responsible for solving (audit) findings • Performing and coordinating key control testing• Implementing risk policies in processes• Drawing the business' attention to risks and creating Risk-Awareness• Assessing process changes for sufficient mitigating measures

• Daily management of two teams, 30 employees in total• Assessing, managing and coaching employees on departmental targets and development agreements/competencies• Various projects e.g., system and process improvements and implementation of new products

Daily management of a team of 15 employees working in a commercial department, responsible for approving mortgage applications and issuing quotations.

Working in a commercial department, responsible for approving mortgage applications and issuing quotations for intermediaries.