Professional Profile B.E with nearly 14 years cross functional experience in Credit Risk Assessment & Control, – Fraud Risk Management, Training & Team Management with Citibank NA, Gurgaon. Significant experience in assessing operational risks, effectuating risk policies and implementing mechanisms to mitigate risks.  Proficient at executing Support Implementation of Operational Risk and Control Tools to enable identification, evaluation, monitoring and reporting operational risks and control issues. Expertise in Credit Risk & Fraud Analysis and skilful in developing key operational risk controls across Business Units.Areas of ExpertiseOperations Risk Analysis & Assessment Assisting in assessing work processes, analyzing business issues and suggesting ideas for improvement. Undertaking risk reviews (pre-audit) / assessments of business projects, initiatives and new product approvals, report findings and recommendation on acceptability of the operational risk. Monitoring key control and performance indicator statistics on a weekly basis and act on key control / performance issues identified. Assessing and proactively managing changes to risk profile & driving out fraud. Supporting implementation of Operational Risk and Control Tools to enable identification, evaluation, monitoring and reporting operational risks and control issues.Conducting Awareness Trainings on Operational Risk Management for the operations management team and guiding on principles for an effective risk management system. Ensuring that compliance monitoring is in place; including processes for management of operational risk, in accordance with and regulatory standards.Fraud Management Focus on detection & containment by monitoring transactions based on parameters & preventing losses by predicting trends by monitoring credit exposure & events.Exposure in Point of Compromise Tracking System (POTS) which involves tracking of Counterfeit cards.