Spencer Mack Email & Phone Number

Atlanta, Ga, Us

Cincinnati, Ohio, Us

As a Credit Analyst II at Worldpay, I am responsible for conducting in-depth credit risk assessments and supporting decision-making processes. My key duties include evaluating credit applications, analyzing financial data, and identifying potential risks to develop mitigation strategies. I monitor client portfolios to ensure compliance with credit policies and work collaboratively with cross-functional teams to provide tailored credit solutions. Additionally, I prepare detailed credit reports and stay updated on industry trends and regulatory changes to continuously improve our credit analysis process.

Dublin, Oh, Us

I performed credit underwriting, established bad debt reserves, managed customer relationships, collaborated with the sales and collections teams, managed credit risk for the company, and administered credit policies and standards for the Specialty Healthcare segment of the Central region. Partnered with Sales to assess creditworthiness and credit limits for various healthcare provider accounts (physicians and management companies). I also utilized SAP, IBS, Excel, and Credit Lens (Moody’s) to research data and perform credit/risk analysis.

Columbus, Ohio, Us

Supported the credit/risk analysis of mid-market commercial real estate and standard business loans up to $15MM in value. Ensured that each step of the underwriting and renewal process complied with company and regulatory guidelines, policies, procedures, and methodology.

Whitehall, Ohio, Us

I analyzed loan applications for the bank’s small business/commercial, agribusiness, and commercial real estate loan requests. Assessed creditworthiness and developed loan packages, with approval authority of up to $50K.

Whitehall, Ohio, Us