Organized and resourceful professional with a 15-year track record of innovation in underwriting commercial lending and mortgage loans, credit analysis, secondary markets, and real estate development. Extensive expertise in implementing CRM systems and developing APIs, with a recent focus on leveraging AI to optimize and automate these processes. High level of interpersonal skills leading to effective collaboration with institutional lenders, hedge funds, and family offices. Demonstrated strong leadership experience, spearheading lending teams and overseeing employee training and day-to-day operations with a strong work ethic and attention to detail. Now concentrating on AI-driven solutions to enhance business analysis and investment strategies, driving stability and ensuring data quality.
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Managing DirectorCogo CapitalCoeur D'Alene, Id, Us -
Senior Vice PresidentNvestor Funding Sep 2020 - PresentTempe, Arizona, UsAs a senior executive at Nvestor, I play a pivotal role in driving operational excellence and success. My responsibilities include:Managing trades and ensuring efficient executionFacilitating smooth closings and managing all associated documentationDeveloping and nurturing referral relationships for successful loan closuresOverseeing servicing operations to deliver exceptional customer experienceMeticulously managing loan docs, pipeline, and approval of payoffsFacilitating secure closing wires and managing banking relationshipsMonitoring suspense reports and clearing trade due diligenceOverseeing fund control wires and collateral managementGenerating monthly reports for comprehensive insightsMy relentless commitment to excellence and meticulous attention to detail drive operational efficiency, regulatory compliance, and exceptional results at Nvestor. -
Director - Servicing OversightTriumph Capital Partners Apr 2018 - Sep 2020Solana Beach, California, UsAccomplished executive driving operational excellence in mortgage underwriting, lending, secondary markets, and servicing operations. Demonstrated expertise in overseeing strategic trade management, comprehensive terms maintenance, and seamless closings. Proven track record in building referral relationships and delivering exceptional customer experiences. Skilled in loan processing, documentation management, and secure wire execution. Adept at risk mitigation, fund control, and collateral management. Committed to excellence, compliance, and driving outstanding results in asset resolution at Triumph Capital Partners.• Manage 500+ business purpose fix and flip mortgages and commercial loans with a market value of $500mm across 15 states• Managed roll out of Asset Management database and automated servicing data stream to allow for exception reporting at a loan level which resulted in a 10% drop in overall delinquencies year over year• Reduced overall delinquency $ by $24mm in the first 6 months of oversight• Provide oversight for 3 groups (Asset Management, REO, Trade Desk)• Established a loan extension process which generated an additional $200k in gross revenue per month -
Director - Asset ManagementWindow Rock Capital Partners, Llc Dec 2013 - Apr 2018Experienced executive delivering exceptional results in asset management and operations. Led successful efforts in managing a diverse portfolio of 15,000+ residential mortgages and 500+ single-family properties valued at $1.5 billion across 48 states. Demonstrated expertise in lease-up process management and stabilization of a 300-unit single-family rental portfolio, driving profitability and operational efficiency.Negotiated impactful property management agreements and ensured rigorous surveillance of regional property management companies. Oversaw all eviction actions through an extensive legal counsel network, ensuring compliance and effective resolution. Established highly efficient disposition channels, resulting in a remarkable 10% increase in net proceeds compared to portfolio dispositions.Provided strategic oversight for multiple groups, including asset management, REO, and trade desk, fostering exceptional performance and accountability. Successfully managed due diligence and funding of $150 million in bridge/fix & flip loans, driving growth and profitability. Led a high-performing team of analysts in establishing exception reporting, KPIs, and SLAs, optimizing operational efficiency and data-driven decision-making.Demonstrated expertise in managing mortgage servicing vendors, maximizing collections while minimizing losses. Leveraged technical and business acumen to drive report development and ongoing enhancements, ensuring accurate asset valuations, profit/loss analysis, and cash flow management. Exceptional leadership abilities and dedication to delivering comprehensive reporting for fund and investment levels.Committed to excellence, operational excellence, and driving superior results in asset management and operations. A strategic, bold, and results driven executive with a proven ability to maximize profitability, streamline processes, and optimize performance in complex real estate environments.
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Default SupervisorGreen Tree Servicing Oct 2011 - Dec 2013Saint Paul, Mn, Us• Supervision, training and support for 8 loss mitigation underwriters• Responsible for deed in lieu and short sale workout options• Introductory supervisor into a formerly one person operation • Established vendor relationships, setup processes
Spencer Medrano Education Details
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W. P. Carey School Of Business – Arizona State UniversityMaster Of Business Administration - Mba -
New York Institute Of TechnologyMulti/Interdisciplinary Studies
Frequently Asked Questions about Spencer Medrano
What company does Spencer Medrano work for?
Spencer Medrano works for Cogo Capital
What is Spencer Medrano's role at the current company?
Spencer Medrano's current role is Managing Director.
What schools did Spencer Medrano attend?
Spencer Medrano attended W. P. Carey School Of Business – Arizona State University, New York Institute Of Technology.
Who are Spencer Medrano's colleagues?
Spencer Medrano's colleagues are Kenny J Kim, Knicolai Ramirez, Fannie Luster, Dennis Bills, Carolyn Florimon, Robert Astacio, Dwayne Ramsey.
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