I am passionate about leveraging technology to solve problems and make things easier for consumers and small business owners. We waste too much time on processes that can, and should, be simplified with modern technologies. I bring the willingness and ability to break down that wall and be a change agent for organizations.I have displayed this, throughout my career, by leveraging my analytical skills and strategic mindset to help deliver some of the best FinTech solutions for small business owners. ★ An experienced FinTech Executive having driven growth from seed stage startup through profitable acquisition. I have proven successful in executive roles at company sizes ranging from early-stage startups through to large publicly held and regulated banking institutions.★ I have a strong strategic vision, and proven track record of execution through transitioning an eCommerce lender to full service financial service platform serving lending, banking and payments needs for small businesses.★ My experience through leading the integration of Kabbage to American Express shows my ability to work across not only varying teams, but also work through the cultural shifts of one organization to another.★ My understanding of organizational interactions has helped me in building multiple team organizations from the ground up. This has helped me in successfully scaling up and down based on ever changing business environments.★ My background in software development, and technology, gives me a unique perspective on leveraging technical solutions to solve business problems. I successfully created the first fully automated financials based underwriting platform for small businesses through my ability to see the capabilities of emerging technologies around bank account aggregation.★ I have driven the creation and utilization of advanced analytics platforms from zero to scale. This has resulted in best-in-class predictive models leveraging bank account (and other financial) data to evaluate credit risk of small business customers. All of this, leveraging the largest set of banking data tied to lending outcomes in the financial sector.★ A strong people leader with an understanding of the need to continuously develop and grow the talents of teams. The best leaders of tomorrow are developed from the people and contributors of today. I have a strong belief that my teams deliver the best results when I give them the space to succeed and fail.