George Spyropoulos Email & Phone Number

Greece

Athens, Attiki, Greece

Athens, Greece

Working in Group Credit Risk, my main responsibilities include delivering Modelling (PD, EAD, LGD, IFRS9, Stress Tests), Scoring (Application, Behavioural) and Advanced Analytics projects.

Athens, Greece

Delivered scoring projects (Development / Validation of Application & Behaviour scores) as well as IFRS9 related models to clients in the Financial Services industry.

Athens, Greece

• Delivered planned and ad-hoc Advanced Analytics, Modelling and Scoring projects.Key Achievements:
• Designed a Recoveries Analysis and Forecasting model for charged-off accounts, used for the calculation of loss and provisions.
• Developed a Risk-Based Pricing model for the Mortgage portfolio which improves profitability.
• Delivered a Risk Segmentation Analysis for Credit Cards to better manage Credit Limits and minimize high-risk exposure.
• Validated and improved an Account-Level and Customer-Level Behavioural Scorecard.

Athens, Greece

• Managed the end-to-end Collections Strategy and Analytics.
• Monitored daily/monthly Collections KPIs and undertook corrective actions to ensure monthly targets were met.
• Produced the monthly incentive plan for collectors and supervisors.
• Provided analytical support for the implementation of Mitigation and Remedial Programs.Key Achievements:Delivered a complete overhaul in the area of External Vendor Management through the following actions:
• Designed and introduced a new incentive, target-setting and performance-monitoring scheme for external vendors, based on the concept of “Balances Saved”.
• Developed the “Area Management” and “Bucket Management” concepts for better monitoring of external agents’ performance.

London, United Kingdom

• Oversaw the deployment of the end-to-end Collections & Recoveries Strategy.
• Used segmentation analysis and recommended strategy improvements.
• Analysed and reported on portfolio trends to provide a ‘no-surprise’ management environment.Key Achievements:
• Led the migration of the Liverpool Victoria Credit Card portfolio from a Collections Strategy standpoint.

London, United Kingdom

• Provided advanced analytics and segmentation in order to better manage the Recoveries portfolio.
• Initiated recommendations to optimise Recoveries Strategies.

London, United Kingdom

• Managing one (1) FTE, I monitored the day-to-day portfolio metrics and risk targets.
• Undertook analysis to highlight issues and provided recommendations to improve performance and achieve annual bad debt targetsKey Achievements:
• Developed forecasting models for both Collections and Recoveries that helped identify problem areas and opportunities in Debt Assignment.
• Built best/worst case scenarios to assess the impact of potential changes and their effect on targets.

Bracknell, United Kingdom

• Produced regular reports using SAS®, in order to monitor risk and delinquency targets
• Delivered frequent ad hoc analysis to evaluate customer exposure and help reduce charge-off

Msc, Applied Economics

Dissertation: The Economics of Oil Pricing

Ba, International Business Administration

Ba, Business Administration