- Qualified Chartered Accountant (ACA) - Ernst & Young- Expertise includes Conduct; Regulatory Compliance; Market risk; Credit risk, Financial Accounting.- Experienced Financial markets executive managing change of culture, processes, controls and systems.- Recent experience includes Compliance and Conduct of Business: Risk Assessment; Policy; Training; Trade Surveillance; Communications Surveillance Conflicts of Interest; Anti Bribery and Corruption; - In depth experience of both Market and Credit Risk change projects, including Risk P&L vs Acounting P&L explain, trade booking models, book hierarchy and product classification. -Programme/Project manager [business analyst when need arises] spanning the business vs. IT divide.-Significant emerging market product experience including Fixed Income, Foreign Exchange Equities and Investment banking advisory. Front line experience includes trading cash and derivative products on a sales, market making and proprietary basis within a major US investment bank.My objectives are to guide and assist institutions within the Financial Services market to change and benefit from improved Governance, risk assessment and risk mitigation through proactively managed business processes and systems.