Seasoned Banker with a varied experience spanning over 36 years in Banking and Finance in the largest commercial bank in India, State Bank of India (SBI). ♦ Over 12 years of experience in Risk Management, and expertise in Enterprise Risk Management( ERM) and Operational Risk Management(ORM).♦ Experienced in presenting agenda on all operational risk areas to the Risk Management Committee of the Board (RMCB), convening and presenting agenda to the Special Committee of the Board for monitoring High Value frauds,committees of Executives for ORM & Fraud Monitoring etc♦ Improved on the robust ORM and fraud detection frameworks and architecture of SBI, bringing together a number of teams (operational risk, credit administration, enterprise risk management, interest rate and market risk, stress testing, modelling and analytics).♦ Handled the preparation of the Internal Capital Adequacy Assessment Process (ICAAP) Document of the Bank, the Stress Testing for adequacy of capital, the refining of the Risk Appetite framework ,devising appropriate Risk Appetite Ratios and thresholds for different verticals and the reporting mechanisms for different BUs.♦ Experienced in interacting with the regulator RBI in matters related to the risk management framework of SBI.♦ Developed the Operational Risk Resilience framework, Third Party/Vendor risk assessment model, Material Risk Assessment model in the Bank.♦ Spearheaded development of best in class ORM practices through appropriate benchmarking with peers globally.♦ Experienced in creating Analytics based predictive models for prevention of frauds /losses♦ Was involved in setting up and subsequently heading the Risk, Legal and Information security vertical of a Custodial Services and Fund Accounting Services Joint Venture of SBI and Société Générale.♦ Skilled in identifying new risk areas, devising appropriate mitigating solutions, creating frameworks and leading its implementation.♦ Adept in leading big teams to achieve Organization Goals.♦ Recognized communication and leadership skills.♦ A strong academic record, with keen interest in learning new things, keeping oneself updated and guiding and building teams.