Financial Modeling:Develop and maintain financial models that project credit card revenue based on historical data and various assumptions.Key Performance Indicators (KPIs):Monitor and track key performance indicators, such as credit card utilization rates, interest income, and fee revenues.Trend Analysis:Analyze and interpret revenue trends, identifying the impact of external factors like interest rates, economic conditions.Risk Assessment:Collaborate with risk analysts to evaluate the potential impact of credit losses.Sensitivity Analysis:Assess how small changes in variables like interest rates or customer spending can affect revenue and make recommendations.Report Preparation:Generate detailed reports and presentations to communicate revenue forecasts and their underlying assumptions to senior management and stakeholders.Advisory Role:Provide advice to product managers and marketing teams on revenue implications of new credit cards productsEconomic Factors Integration:Stay informed about economic indicators, such as inflation and unemployment rates, and assess their influence on credit card revenue.Model Validation:Continuously validate and improve forecasting models to ensure accuracy and reliability in revenue predictions.Compliance and Regulation:Ensure that revenue forecasting processes comply with relevant banking and financial regulations, and address any compliance-related issues.Continuous Improvement:Identify opportunities to enhance forecasting accuracy and efficiency, and implement improvements based on industry best practices and feedback.Documentation:Maintain records of all forecasting methodologies, assumptions, and results for auditing and reporting purposes.

o Prepared Key MI reports viz: Supplementary Analysis Report (Cost Centre Reports) for Middle management, Management Committee Report (Operational Management – Cost & FTE details) and Legal Entity Report (Group level – Cost & FTE details) for Top management.o Cost analysis (Actual vs. Plan) and providing appropriate recommendations to business for cost sustainabilityo Assisting business in the preparation and rolling out of AOP (Annual Operating Plan) and LE (Latest Estimates) for each Business Operational Unito Investment Scorecard analysis and review (New project proposal review). To review and analyse costs, payback period, funds flow and man hours required for a new software project of the businesso Cost centre hierarchy management – addition, deletion and moving of cost centre in compliance with the business policies and procedureso Assisting Business partners by preparing ad-hoc requests quickly and ensuring these are agreed with the Head of BI&Ao Ensuring processes are correctly and thoroughly documented (Standard Operating Procedure) to implement best practiceso Establish and maintain effective relationship with Business partners to identify areas of service improvements during regular weekly VC meetings and feedback

o Prepared Key MI reports viz: Supplementary Analysis Report (Cost Centre Reports) for Middle management, Management Committee Report (Operational Management – Cost & FTE details) and Legal Entity Report (Group level – Cost & FTE details) for Top management.o Cost analysis (Actual vs. Plan) and providing appropriate recommendations to business for cost sustainabilityo Assisting business in the preparation and rolling out of AOP (Annual Operating Plan) and LE (Latest Estimates) for each Business Operational Unito Investment Scorecard analysis and review (New project proposal review). To review and analyse costs, payback period, funds flow and man hours required for a new software project of the businesso Cost centre hierarchy management – addition, deletion and moving of cost centre in compliance with the business policies and procedureso Assisting Business partners by preparing ad-hoc requests quickly and ensuring these are agreed with the Head of BI&Ao Ensuring processes are correctly and thoroughly documented (Standard Operating Procedure) to implement best practiceso Establish and maintain effective relationship with Business partners to identify areas of service improvements during regular weekly VC meetings and feedback

o Prepared Key MI reports viz: Supplementary Analysis Report (Cost Centre Reports) for Middle management, Management Committee Report (Operational Management – Cost & FTE details) and Legal Entity Report (Group level – Cost & FTE details) for Top management.o Cost analysis (Actual vs. Plan) and providing appropriate recommendations to business for cost sustainabilityo Assisting business in the preparation and rolling out of AOP (Annual Operating Plan) and LE (Latest Estimates) for each Business Operational Unito Investment Scorecard analysis and review (New project proposal review). To review and analyse costs, payback period, funds flow and man hours required for a new software project of the businesso Cost centre hierarchy management – addition, deletion and moving of cost centre in compliance with the business policies and procedureso Assisting Business partners by preparing ad-hoc requests quickly and ensuring these are agreed with the Head of BI&Ao Ensuring processes are correctly and thoroughly documented (Standard Operating Procedure) to implement best practiceso Establish and maintain effective relationship with Business partners to identify areas of service improvements during regular weekly VC meetings and feedback

• Guiding financial decisions by establishing, monitoring, and enforcing policies and procedures.• Protects assets by establishing, monitoring, and enforcing internal controls.• Monitoring and confirms financial condition by conducting audits; providing information to external auditors.• Maximizing return, and limits risk, on cash by minimizing bank balances; making investments.• Preparing budgets by establishing schedules; collecting, analyzing, and consolidating financial data; recommending plans.• Achieving budget objectives by scheduling expenditures; analyzing variances; initiating corrective actions.• Providing status of financial condition by collecting, interpreting, and reporting financial data.• Preparing special reports by collecting, analyzing, and summarizing information and trends.• Complying with federal, state, and local legal requirements by studying existing and new legislation; anticipating future legislation; enforcing adherence to requirements; filing financial reports; advising management on needed actions.• Ensuring operation of equipment by establishing preventive maintenance requirements and service contracts; maintaining equipment inventories; evaluating new equipment and techniques.• Protecting operations by keeping financial information and plans confidential.• Contributing to team effort by accomplishing related results as needed.

 Accurate submission of Monthly MIS /MANCO Pack/Dashboards/Project Financial Reports/Monthly Metrics with analysis and commentary. Provide proactive transparency and communication and act as first point of escalation for all queries raised with regards to the MIS/Financial Reports to Business Units Month-End Activities –Review of costs & Revenue, &Accruals to ensure accurate accounting, monthly billing and recharge to countries, ensure timely generation of Invoice by following up with Business Units inputs. Make the Recharge process a robust &Seamless; comply with all applicable Regulations/Policies of the Company and the Group Guidelines. Coordinate with project managers in budgeting and forecasting process, ensuring Business are managed within the Budgets. Ensure the correct reporting of financial performance, investigate and resolve irregularities as necessary. Ensure that all deadlines for deliverables of Local Financial Reporting and Group Reporting are strictly adhered to. Monitor /Controlling operating expenses and capital expenditure.

o Performed regular financial analysis and analyzed all income profit and loss statements.o Prepared regular reports on quarterly and monthly basis.o Maintained inventory and various records for expenses.o Assisted to gather data for budget forecasts.o Monitored project variance and prepared reports.o Prepared statistical reports according to standard operating procedures.o Coordinated with business units and ensured compliance to timeframe