Scott D. Sammons Email & Phone Number

Top 5 nationally in most sales categories in 2008, including: Revenue: 132% of planDIA:.088%, 109% of planNew Accounts: 108, 180% of planIncreased revenue and exceeded sales goals by creating and managing a step-by-step action plan that included prospecting activity, networking, scheduling, and time managementConsulted with merchant clients on all aspects.

• Ensured compliance with federal, state, and bank lending regulations
• Completed numerous banking and mortgage related classes and webinars, listed below
• Demonstrated proficiency in accounting principles and evaluating personal and corporate financial statements and tax returns
• Managed and monitored a $10 million loan portfolio
• Managed all aspects of commercial lending for construction, property rehab, investment properties, and small business lines of credit, including:
• Proficiently performed loan underwriting and credit evaluation on loans as high as $1.5 million to ensure internal lending guidelines were met

• Managed all aspects of residential mortgage loans from start to finish, including:
• Performed underwriting of mortgage loans to ensure Fannie Mae and internal lending guidelines were met by gathering appropriate documentation; analyzing credit reports, financial statements, and tax returns; and.
• Processed mortgage loans by gathering information and documentation from borrowers, verifying income, employment, and assets, and ensuring all underwriting guidelines were met
• Closed loans accurately and efficiently by reviewing and analyzing all loan documents, reconciling HUD-1 and GFE, and reviewing title documents
• Packaged closed mortgage loans for sale to servicing lender by ensuring funding was secured and disbursed properly, all documentation was correct and organized in requested order, and shipped within requested deadlines
• Accurately reconciled wire transfers received from servicing lender to ensure proper funds were received and distributed into proper general ledger accounts

Originated mortgage loans for refinance and purchase loans, mostly in the subprime area

Top sales volume producer 6 out of 12 months, and overall top sales volume producer for the fiscal yearTrained other salespeople in improving their sales skills by evaluating them, going on sales calls with them, classroom training, and one-on-one mock sales interviews Used different leadership styles to motivate and lead others by discovering their goals.

Business Management

Health And Human Performance, Business

General Education

General Education

Education record

Diploma