Experienced risk leader with emphasis on credit and operational risk across the consumer financial services sector. In depth knowledge of the product life cycle from product development through fulfillment, spanning all consumer and small business banking products and channels. Skilled and accomplished in supporting the development and implementation of policy, controls, quality assurance, Key Risk Indicators (KRIs), and reporting to meet regulatory heightened standards for risk management and governance. Extensive experience in leading risk assessments, supporting regulatory examinations and resolving issues, control deficiencies, and Matters Requiring Attention (MRAs).