Stacey Anderson Email & Phone Number

Tyler, Texas, United States

Wells Fargo Bank April 1999 - July 2023Portfolio Manager, Middle Market Banking, Sep 2021 - Jul 2023Credit Analyst, Business Banking, Apr 1999 - Sep 2021Supported large portfolio accounts throughout Texas markets, including Fort Worth, Dallas, Houston, San Antonio and Austin, maintaining constant oversite of accounts from remote office locations throughout the US.• Investigated, interpreted, and analyzed financial reporting for commercial banking and commercial real estate investing.• Developed key discussion points and questions to assist in analyzing loan opportunities.• Coordinated loan closing with the Relationship Managers and Loan Administrators.• Analyzed financial statements and information to evaluate existing and projected company cash flow.• Reviewed independent appraisal and collateral exam reports.• Developed lists of key information necessary to support the loan approval process.• Prepared detailed Credit Memorandums to meet defined credit expectations for review and approval.• Presented underwriting recommendations to the Market Credit Leader.• Collaborated in monitoring loans through timely collection and review of financial information.• Reviewed and stayed current on all portfolio reports regarding workflow, maturing loans (early identification of need for loan extensions), covenant compliance and other key factors effecting loans.Relationship Manager, Investment Real Estate Group, Arlington, TX, Jun 2001 - Mar 2002Managed client relationships with investment real estate portfolios.• Provided customer service to an existing customer base, attending to the needs of clients seeking loans, prospecting, underwriting, and originating new loans.• Participated in the management of the existing portfolio based on departmental objectives.• Assisted in management of adversely graded loans, performing activities designed to preserve the loan principal, gather interest as possible and prevent the loan from being charged-off.