I know that buying or refinancing a home is one of the biggest financial decisions of my clients' lives. That's why I make it a point to consult with them throughout the entire process, so they are educated and prepared. I will remind them throughout to focus on SOLUTIONS!I have an extensive background in all facets of mortgage lending and assisting my clients with many different needs, whether looking to purchase a new home or current homeowners looking to refinance. My expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation and Reverse Mortgages.I am also a licensed real estate agent in New Jersey with an appraisal background, I am the secret weapon throughout the entire process using all of my expertise to get the deal completed smoothly. My focus is to make sure my clients experience is exceptional throughout the entire process! I often tell my clients"I give you the Solution to your problem before you know you have one"