Global Expertise in Fintech Leadership, Payments, and High-Growth Strategy: Seasoned executive with 18+ years of international experience driving growth, scaling fintech operations, and making businesses more investable across multiple continents, including Europe, Asia, Africa, and the Americas. Holds a PhD in Finance and an Executive MBA from Oxford University, combining deep analytical insights with strategic acumen. As UK CEO of Upwork with an added $7M in group-level improvements. Extensive background in creating substantial valuation uplift, achieving cost efficiencies, and enhancing operational excellence across roles at WorldRemit and RedCloud Technology. Skilled at executing high-impact, globally focused strategies and expanding market presence to drive sustainable growth. Outcomes: • WorldRemit: Contributed to strategic finance initiatives during Series D and E, M&A activity, and IPO preparation, leading to a valuation increase from $900M to over $5B. Delivered $6M in cost savings through tax optimisations and operational efficiencies across multiple global locations. • RedCloud Technology: Achieved a 53x ARR growth from $0.3M to $16M over 18 months, successfully entering markets in South Africa, Nigeria, Brazil, and Argentina, while realising $3M in cost savings through procurement and treasury optimisation. • Upwork: Achieved $7M group-level improvements, implementing a robust payment strategy and securing key partnerships to enhance competitive positioning.