Sebastien L. Taveau ஃ Email & Phone Number

Mountain View, California, Us

Fintech strategic dots connectivity. And delivery!

As an independent operator consultant with a specialized focus on the financial sector, I offer expert guidance to Top 10 private equity firms, venture capitalists, and corporate clients. My expertise lies in evaluating, advising, and strategizing for financial investments and technology applications.Key Contributions and Expertise:1 - Value Creation & Investment Portfolio Analysis: Partner with select Top 10 private equity firms and venture capital funds to assess their existing investment portfolios. My role involves critical evaluation for corporate viability, identifying opportunities for rapid exits including strategic pivots, or recommending closures when necessary. In addition, my operator skills can be leveraged by portcos to accelerate or refocus a business or a product line. 2 - Strategic Due Diligence: Perform comprehensive due diligence focusing on strategy, product, and technology for various clients including corporate entities, investment groups, and consulting firms. This process aids in making informed decisions and mitigating risks associated with potential investments.3 - AI and FinTech Advisory: Act as a trusted advisor to investors, providing mentorship to entrepreneurs and reassurance to founders regarding the burgeoning potential of AI in financial services. My areas of focus include API integration, Connected Finance, and Open Banking solutions, helping clients stay ahead in a rapidly evolving digital finance landscape.4 - Educational Leadership in AI and Finance: Dedicate myself to continual learning and educating others in the financial industry about the latest advancements in AI, emphasizing its role in fostering Open Banking and Connected Finance. This initiative not only keeps me at the forefront of industry trends but also empowers clients with cutting-edge knowledge and applications.

San Francisco Bay Area, Ca, Us

Published Author & Successful Publishing Collaborator1 - "The Delivery Man": I am the proud author of "The Delivery Man," a comprehensive guide that has achieved remarkable success in the literary world. This book has been recognized as a #1 Best Seller in Project Management (Technical and Engineering) and ranked #3 in overall Technology categories. It has garnered widespread acclaim for its insightful content and practical approach, as evidenced by the following accolades:- Readers' Favorite: Rated 5/5 stars for its engaging and informative nature.- Booklife Review: Received an 'A' grade, highlighting its exceptional quality and relevance.- Clarion Review: Awarded 4/5 stars, acknowledging its significant contribution to the field.- San Francisco Book Review: Esteemed with a 5/5 rating for its excellence and depth.- Self-Publishing Review (SPR): Earned a 4/5 star rating, reflecting its high standard and practical utility.2 - Collaboration on "Grateful Geek": I played an instrumental role in the publication and launch of "Grateful Geek," the highly anticipated memoir by Jean-Louis Gassee. My contributions helped propel this book to immediate best-seller status, achieving #1 Hot New Release on Amazon within just one day of its release. The success story of "Grateful Geek" can be explored further at tinyurl.com/2dyh5vkk.

Berwyn, Pennsylvania, Us

Overview: Joined Envestnet | Yodlee as a key player in driving technological innovation and digital transformation. Spearheaded the modernization of the developer experience and led the complete overhaul of our core banking and WealthTech platforms. Recognized for delivering industry-leading solutions, enhancing client engagement, and fostering global partnerships.Key Achievements:1. Developer Experience Modernization:o Led the transformation of the legacy aggregation and account activation platform, focusing on enhancing the developer experience.o Implemented cutting-edge design and development strategies, optimizing platform functionality and user engagement.2. Global Adoption of Core Solutions:o Accelerated the adoption of developers core solutions, significantly increasing engagement with hundreds of FinTech providers worldwide.o Established Envestnet | Yodlee as a frontrunner in providing scalable and efficient financial technology solutions with modern APIs and SDKS releases.3. Leadership in Digital Transformation:o Entrusted with the monumental task of leading the digital transformation of the Envestnet WealthTech Developer platform (developer.envestnet.com).o Developed and deployed the industry’s most comprehensive embedded finance developers platform, integrating investment products seamlessly into diverse enterprise ecosystems.4. Strategic Vision and Industry Expertise:o Applied strategic foresight and deep industry knowledge to anticipate market trends and customer needs for the next wave of Wealthtech applications.o Successfully managed cross-functional teams across multiple BUs, ensuring the timely delivery of innovative solutions.5. Market Impact and Enterprise Enablement:o Drove significant market penetration and adoption of our solutions, establishing new benchmarks in the FinTech sector.o Enabled enterprises of all scales to integrate advanced financial services, enhancing their operational efficiency and customer offerings.

Berwyn, Pennsylvania, Us

Scottsdale, Arizona, Us

Technology company owned by Bank of America, BB&T, Capital One, JPMorgan Chase, PNC, U.S. Bank, and Wells Fargo.As the leader of Zelle technology, reporting directly to the CTO, I oversee a large team of professionals (190+ direct and 275+ indirect reports) responsible for the architecture, development, and deployment of Zelle’s consumer-facing applications. My role encompasses P&L responsibilities, strategic planning, and execution of technological advancements within the organization.Key Achievements:1. Leadership and Team Management:o Managed P&L for the architecture and development team, overseeing 190+ direct and 275+ indirect team members.o Cultivated a culture of innovation and excellence within the technology teams.2. Product Development and Deployment:o Led the development and deployment of Zelle's mobile/web apps on iOS and Android, focusing on user experience and performance.o Ensured seamless, secure, and efficient application functionality catering to a vast user base.3. Growth and User Acquisition:o Achieved a remarkable growth rate with 100K new users per day.o Oversaw transactions totaling $75B in 2017 (over 8 months) and handled 247M real-time transactions.4. Strategic Technology Decisions:o Acted as a strong and final influencer on critical design decisions related to architecture, infrastructure, and end-to-end security for both backend and frontend systems.5. Operational Process Redesign:o Implemented and re-designed operational processes across Development, DevOps, Testing, Delivery, and Products, aligning with agile/lean methodologies.6. Technology Innovation and Strategy:o Defined key technology elements and strategic paths for the integration of micro-services, API Gateways, Orchestration Hub, IoT, merchant services, and distributed ledgers.

Purchase, Ny, Us

- Bringing the best commerce APIs to the global developer community for a world beyond cash. - Father of the Masters of Code and all things outreach for MC OpenAPI program. - Multiplied x3 the number of users, mentored 7 start-ups (winners of MC events) to become real business, focused the strategic vision into the 3 folds of platform, outreach, community.- Part of the turbulent kids changing the culture of fintech industry internally and externally. - Believing in financial inclusion by sharing in the collaborative economy. - Chief believer in the Masters of Code competition (mastersofcode.com).

Beaverton, Or, Us

- Chair of the Technology Working Group / UAF - July 2012 / June 2013- Co-Chair of the Marketing Working Group - June 2013 / May 2014- Co-Chair of P3 (Privacy & Public Policy) Group - May 2014 / June 2014The Mission of the FIDO Alliance is to change the nature of online authentication by:› Developing technical specifications that define an open, scalable, interoperable set of mechanisms that reduce the reliance on passwords to authenticate users.› Operating industry programs to help ensure successful worldwide adoption of the Specifications.› Submitting mature technical Specification(s) to recognized standards development organization(s) for formal standardization.

My impact on Validity was to re-position the mobile strategy, the branding/perception of the technology and to lead the ecosystem effort to turn consumer biometrics into Natural ID. As CTO, I was part of the core team crafting the turnaround which resulted in the acquisition of Validity by Synaptics for a deal valued at $255M. With concrete accomplishments in the field of commerce, payment and mobile security, I looked beyond the horizon line of next generation products and decided identity was the real challenge. Why? Here is my top 10. 1 - Natural ID and authentication is the next big thing in mobile and personal cloud computing.2 - Be yourself should be the new credo for payment, content access and ID protection. 3 - PIN, passwords and other computed inputs should be a secondary mean of proving who you are, never the primary.4 - Who you are and where you are is more powerful and less spoofable than what you have and what you know. 5 - Reducing friction at user experience level and improving risk management is the promise of FP credential usage especially with BYOD policies balancing between intrusive and privacy protection.6 - SSO can be greatly enhanced and simplified with FP. 7 - "Touch and Tap" in retail commerce is the fastest, most secure and convenient way to unlock your phone, wallet, payment instrument in one touch of the finger, verify your ID and then deliver it via NFC to a merchant.8 - Social identity is the bridge between real identity and digital identity. Who vouches for it is as important as to who you are. 9 - Locally stored credentials are a must in consumer solutions. However, this does not impair the implementation of federated identity in the backend (See FIDO) 10 - TRUST - As for any new product, the debate should be around convenience, not security. Consumers understand and use things that simplify their life. They are not security experts and they should not. Manage the security for them but never ever breach their trust.

San Jose, Ca, Us

- Led the Mobile Ecosystems Relations for PayPal Mobile- Was part of the core team who created the technology and products that laid the foundation enabling PayPal to take a $7M/year business to a $13B success story.- Represented PayPal among multiple industry organizations and government groups.- Disrupted (slightly) most conventional wisdom on how mobile commerce should be done. - Always followed the goal to remain atuned of all trends in various ecosystems and creating the next big thing for PayPal Mobile with 3 axis: Engagement, Innovation and Integration.- Created security SSOCCADD methodology and pushed for long term mobile security vision. - Generated multiple patents, received 2 Paypalian Awards. - What you see today is what I worked on 2 to 3 years ago.

San Jose, Ca, Us

Changing the world, one mobile at a time with better, faster, stronger security. Trying to shape proximity payments in a consumer friendly way. Bringing unconventional views to various ecosystems. Thinking differently to address security issues and trying to crack the NFC puzzle.

Koto-Ku, Toyosu, Tokyo, Jp

Us

Dess, International Business Administration

Ba, European Business Studies

Msg, Public Service Management / Cs / Marketing / Applied Mathematics

Deug / Dpecf, Economics, Mathematics And Accounting