Stefanie Bouman Email & Phone Number

Amsterdam, North Holland, Netherlands

The mission of Business Line Risk is to safeguard pro-actively the sustainable, moderate and future proof risk profile of the TCF Sector. Responsibilities include:· Pro-actively control risk intake, advises on credit structures and credit proposals in an early stage;· Ensuring proper and timely monitoring and reporting on the existing credit portfolio;· Striving for an optimal risk/return within an allocated capital budget;· Contributing to an efficient and effective credit & business process. Is assigned a delegation authority in the credit decision framework (first pair of eyes/first line of defense role);· Act as a linking pin between the business and 2nd line in respect of credit risk portfolio, both on individual and general portfolio issues, as well as stakeholders in the Bank such as Audit, Compliance, Finance etc. (lead the Risk Control Self-Assessment for TCF);· Set policies, give guidance on commodity specific market, risk & operational topics (author of the Borrowing Base guidelines) and act as a knowledge bank for the TCF community across the “Golden Triangle” of Relationship management and Services.· Provide strategic input to CIB & TCF Management as well as periodic reporting on the portfolio including composition portfolio, risks, timely monitoring (part of the Iran Working Group);· Pro-active involvement in increased risk files to minimize losses. Prepare and lead the Early Warning (Watch) meetings. Based on assigned FR&R designations to credits, participates in the further settlement and restructuring of these type of credits in order that loss-limiting steps can be taken on behalf of the bank and the debtor.

Amsterdam, North Holland, Netherlands

In its first line of defense role C&CM has the primary responsibility for pro-active and qualitative risk based monitoring and control of the credit & collateral risks in the TCF client portfolio and is the trusted daily counterparty of the clients. Responsibilities include:· Independent assessment and approval for all exposure and transactions, the valuation and acceptability of collateral; · Monitor the credit risk position for the Bank, within the boundaries of the approved frameworks and in line with law and in- and external guidelines and regulations and in line with client interests;· Maintaining and continuously improving an environment in which a high sense of risk awareness and qualitative and risk based monitoring of the credit and collateral position of the portfolio is executed in combination with a long-term focus on client needs, operational excellence and excellent client service;· Managing a team of (senior) C&CM officers monitoring the portfolio of one or more commercial desks, (sub)sectors and/or regions in one or more locations;· Being an expert in the field of credit & collateral monitoring and the risk conscience in the team and within the golden triangle, from a monitoring perspective;· Represent C&CM in all relevant golden triangle meetings and matters and has countervailing power towards Business Line Risk Management and Account Management to safeguard optimal monitoring practices;· Pro-actively contribute to further development and improvement in the C&CM field and the broader TCF operational model;· Stakeholder management across departments and hierarchies.