Stefan Kulik

Stefan Kulik Email and Phone Number

Head of Operational Transformation @ Bendigo and Adelaide Bank
Melbourne, VIC, AU
Stefan Kulik's Location
Melbourne, Victoria, Australia, Australia
Stefan Kulik's Contact Details

Stefan Kulik personal email

About Stefan Kulik

I am a customer-centric and innovative Senior Executive with a track record of leading successful enterprise and digital transformations. I am passionate about climate change and have a strong conviction in the business opportunities in a net-zero transition. My focus has been on digital transformation, Agile and operating model change in response to the changing customer & market expectations and emerging technology. I “supercharge” team performance through an infectious personal energy. Others say that I am a pragmatic strategist & innovative problem solver with drive to action - a critical thinker with a focus on delivering business outcomes.Senior Executive | Digital Transformation | Net-zero | Climate Change | Sustainability | Customer centric | Banking | Operating model implementation | Strategy implementation | Change leadership | Leadership | Stakeholder management | Digital development

Stefan Kulik's Current Company Details
Bendigo and Adelaide Bank

Bendigo And Adelaide Bank

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Head of Operational Transformation
Melbourne, VIC, AU
Stefan Kulik Work Experience Details
  • Bendigo And Adelaide Bank
    Head Of Operational Transformation
    Bendigo And Adelaide Bank
    Melbourne, Vic, Au
  • Bendigo And Adelaide Bank
    Head Of Operational Transformation
    Bendigo And Adelaide Bank Aug 2023 - Present
    Bendigo, Vic, Au
  • Nab
    Executive, Domain Implementation
    Nab Sep 2020 - Mar 2023
    Melbourne, Victoria, Au
    Led the implementation, and contributed to the development, of the new agile operating model, across multiple divisions and covering more than 4.000 colleagues, for faster development and improved customer outcomes in support of a re-set strategy for NAB.
  • Nab
    General Manager Customer Experience
    Nab Dec 2019 - Sep 2020
    Melbourne, Victoria, Au
    Interim role to increase the impact of the Customer Experience function across NAB. Responsible for the Human Centered Design & UX Design practice and Customer Advocacy & Strategy, approx. 100 employees, serving NAB’s digital and product development teams.
  • Nab
    General Manager Transformation, Consumer Banking & Wealth
    Nab Sep 2017 - Dec 2019
    Melbourne, Victoria, Au
    Strategy implementation for NAB Consumer Bank to reduce cost and improve customer experience. I led a team charged with implementing a wide range of productivity initiatives, from Call Centre performance management to Branch staffing optimisation to Salesforce implementation. I also partnered with the Digital & Product teams to set the agenda and align their development to the customer strategy
  • Nordea
    Head Of Transformation Office, Personal Banking
    Nordea Feb 2017 - Sep 2017
    Helsinki, Fi
    I designed and led the new agile operating model to deliver on mobile first consumer strategy for Nordea, reporting into the Group Executive for Retail Banking. The first version of the new orgnisation was designed and implemented 60 days, creating excitement for the model through bank wide showcases and Exec engagement. Significant impact on the culture and mindsets of business and tech team to “faster and incremental”.
  • Nordea
    Head Of Solution Design, Core Banking Program
    Nordea Feb 2014 - Jan 2017
    Helsinki, Fi
    Business lead on Nordea’s 1 Billion EUR Core Banking Programme during pre-study, RFP and the implementation. Manage a team of >130 Business Developers and report to the Programme lead. Formulate business vision, ensure stakeholder alignment and influence the vendor’s product road-map.Achievements: Vendor agreement signed by Nordea Board less than one year after RFP start. Full commitment to the implementation from the Nordea organisation. First product live on new platform within 9 months of finalising the platform procurement process.
  • Nordea
    Head Of Strategy & Support, Retail Banking Sweden
    Nordea May 2012 - Sep 2014
    Helsinki, Fi
    Responsible for strategic planning, development projects and management support to the Head of Retail Banking Sweden and led a team of three management partners. Ensuring the needed deliveries from e.g. Product units, Digital Banking and IT. Achievements: Transition to cash free branches, increased adoption of online customer meetings and an increased understanding in the Banking leadership team on the need for changes to how we serve the customers.
  • Nordea
    Nordic Head Of Private Netbank, Retail Banking
    Nordea Aug 2007 - Apr 2012
    Helsinki, Fi
    Responsible for Nordea’s internet and mobile solutions for household customers in the Nordics, later also for Poland & the Baltics, with a team of 65 business developers and UX specialists. The digital solutions had > 5 million active users.Achievements: Implemented a shared platform for the four Nordic markets, solved the problems with production quality, introduced the first mobile banking app and put digitalization firmly back on the bank’s strategic agenda.
  • Nordea
    Nordic Head Of Lean Banking Experts
    Nordea Sep 2005 - Aug 2007
    Helsinki, Fi
    Responsible for Nordea’s Lean Banking unit, establishing the team and growing it to 65 employees. Recruiting talent, training & competence development, staffing of and ensuring quality the transformation projects where Toyota’s Lean Manufacturing principles were applied on banking. Achievements: Efficiency gains typically 15 – 30% in the >30 projects, permanent changes of the corporate culture, e.g. Continuous Improvement practices established.
  • Nordea
    Manager Internal Consultancy Team
    Nordea Aug 2003 - Sep 2005
    Helsinki, Fi
    Responsible for the banks team of internal consultants in Sweden, 15 Project Managers and Business Process Reengineering experts, managing competence development, coaching, allocation process and quality assurance on the deliveries.Achievements: Reshaped the team and improve performance by shifting low-performers off the team, while building the confidence and skills of those remaining and recruiting new talent.
  • Nordea
    Team Lead & Product Manager, E-Banking
    Nordea Mar 2001 - Aug 2003
    Helsinki, Fi
    Responsible Product Manager initially for the local internet bank for SME corporates and Team Lead for five other Product Managers for additional online solutions. Achievements: Integrate online solutions from Plusgirot acquisition into the portfolio and participated in the initiation of new Nordic Corporate Netbank for large corporates.
  • Getswish Ab
    Member Of Board Of Directors
    Getswish Ab Apr 2014 - Apr 2015
    Swish is the the leading Mobile Payment solution in Sweden with >8 million users (85% penetration). I served as alternate board member representing Nordea as one of the owners of Swish.
  • Capital One
    Senior Business Analyst
    Capital One Jun 1999 - Mar 2001
    Mclean, Va, Us
    Responsible for planning and executing the UK Internet marketing for Capital One, including negotiation of advertising and partnership deals, analysing and optimising marketing efficiency as well as developing new business opportunities.Achievements: The ROI on marketing spend increased by 500% in 12 months.

Stefan Kulik Skills

Banking Retail Banking Strategy Business Strategy Business Development Internet Banking Business Process Change Management Management Business Analysis Mobile Banking Portfolio Management Financial Services Management Consulting Project Portfolio Management Mergers And Acquisitions

Stefan Kulik Education Details

  • University Of Cambridge
    University Of Cambridge
    Business And Climate Change | Short Course
  • London Business School
    London Business School
    Strategic Leadership | Executive Program
  • Insead
    Insead
    Banking And Finance Management | Executive Program
  • University Of Gothenburg
    University Of Gothenburg
    Business

Frequently Asked Questions about Stefan Kulik

What company does Stefan Kulik work for?

Stefan Kulik works for Bendigo And Adelaide Bank

What is Stefan Kulik's role at the current company?

Stefan Kulik's current role is Head of Operational Transformation.

What is Stefan Kulik's email address?

Stefan Kulik's email address is sl****@****ail.com

What schools did Stefan Kulik attend?

Stefan Kulik attended University Of Cambridge, London Business School, Insead, University Of Gothenburg.

What are some of Stefan Kulik's interests?

Stefan Kulik has interest in Civil Rights And Social Action.

What skills is Stefan Kulik known for?

Stefan Kulik has skills like Banking, Retail Banking, Strategy, Business Strategy, Business Development, Internet Banking, Business Process, Change Management, Management, Business Analysis, Mobile Banking, Portfolio Management.

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