Stefan Zepernick Email & Phone Number

Sacramento, California, United States

Remote

- Develops action plans and performs line of business analytics to achieve consistent profitablegrowth across business lines at the countrywide level.- Informs and influences the organization by providing known risks to operational plans andstrategies to mitigate them.- Identifies growth opportunities and areas of concern by thorough analysis of each line ofbusiness, with recommendations of model rebuilds or factor refreshes, as needed.- Recognizes cross lines impacts and systematically uncovers problem areas across multiple linesand segments.- Conducts ad hoc analyses to review data, patterns, trends and/or relationships to determine anyfuture actions.- Partners closely with the business lines economics department to ensure work alignment andprogress toward achieving profitable growth.

Roseville, Ca

• Measures rate adequacy and profitability through historical performance analysis.• Performs rate reviews for multiple lines of business, including commercial auto, commercial property, commercial umbrella, farm property, farm liability, farm umbrella and general liability.• Applies trending and development factors to project ultimate losses and premium. • Collaborates with underwriting and product teams to develop rating for new coverages.• Presents rate making analysis and recommendations to the executive team in order to determine when and how much rate change is needed. • Submits rate filings to the California Department of Insurance and serves as the main point of contact to clarify concerns and secure rate approval. • Determines ultimate losses and prior year reserve development for multiple lines of business. • Provides data and support to secure reinsurance contracts for property excessive loss and casualty treaty reinsurance.• Partnered with the IT department in building a data warehouse to increase data extraction efficiency and to formalize/automate actuarial and financial processes.

Roseville, Ca

• Served as the actuarial point of contact for the newly created agribusiness P&C division in Roseville, CA, with support from Zenith Insurance Company’s home office actuarial department in Woodland Hills, CA. • Extracted actuarial and operational data to compile reports for product, underwriting and executive teams.• Designed a pricing report to monitor discretionary pricing for multiple lines of business, including commercial auto, farm property and farm liability.

Sacramento, Ca

• Applied actuarial methods to determine and verify calculations of required contributions of public pension funds.• Determined the calculation of actuarial equivalence factors and utilized demographic studies to set actuarial assumptions.• Participated in developing key initiatives on product strategy and adequate funding within assigned region, including presenting pension funding results to public entities.

Sacramento, Ca

Sacramento, Ca

Bachelor Of Science (Bs), Mathematics And Statistics

Education record