Data Mining and International Finance Adjunct Professor, MastersProfessional Thesis Academic Tutor (50+ students)MBA and PhD Tutor in other Institutions (Finance) - EM Lyon and Cergy-Pontoise University

Provide Risk management solutions to the various Business Units while supporting the GE Transformation. • Leading CECL/IFRS9 modeling and forecasting for all GE BUs.• Responsible for GEC Risk Analytics and Modeling.• Supporting all GE BUs in developing a Credit Risk framework (Ratings, Credit limits, Cash collection prioritization).• Simplifying data/ratings/risk information acquisition and promoting cost efficient partnerships.• Leading research on ESG Ratings and Climate change impact

Led a geographically diverse team of Quantitative Master’s degree and PhD Professionals, to develop, document, and monitor 300+ Risk Models, satisfying Bank Regulation-FRB’s SR11-7 standards, across all GEC BUs. Partner with Senior Managers to define and execute on Embedded Finance modeling strategies. Directly interacted with Regulators and Internal Audit.• Led CECL/IFRS9 modeling activity and defined optimal quantitative methodologies (including Point-In-Time term structure).• Actively participated in creating the Modeling Center of Excellence through consolidation of internal teams and external hires.• Conceptualized, developed, and implemented a new commercial credit ratings framework in compliance with the Federal Reserve requirements on risk ratings philosophy, for use across GEC.• Leading the development of Commercial Credit Risk models: PD, LGD, EAD, Stress Testing, ALLL, and Valuation models.• Defined and deployed global use of the GE Capital Internal Rating Scale with direct mapping to Moody’s and S&P ratings.• Led the development of an innovative methodology for converting any PD model to both Point-in-Time and Through-the-Cycle PDs for use in E-Cap, ALLL, Stress Testing, and Underwriting; subsequently deriving a macroeconomic variable based Term Structure PD model for use in Underwriting of long-term loans, Scenario Analysis and emerging CECL/IFRS9 requirements.• Led the development of the TPM model (Transition Probability Matrix) for Stress Testing a $140 Billion portfolio.• Partnered with GEC BUs to enhance models in the following categories: Not-for-profit, Financial Institutions, Sovereign, Factoring, Leveraged Finance, Franchise Finance, Real Estate, Securitization, ABL, CFL, Finance Lease, Operating Lease...• Enabled a flexible software practicing environment encouraging the use of SAS, Matlab, R, Python, Dataiku, Spotfire ...• Received multiple awards from senior managements for demonstrating leadership, initiative, and excellence.

Led a team of 10+ Quantitative Professionals to perform validation of all GE Capital commercial credit risk models with exposure of $500+Billions (PD, LGD and EAD). Defined and implemented a new Model Risk Management framework in compliance with the SR11-7 and Basel standards.• Built the Credit Risk model validation team by hiring experienced Master’s degree and PhD professionals.• Defined a tiering methodology to classify all GE Capital models and extended model validation scope by introducing data validation and model replication processes to complement conceptual soundness analysis.• Defined standard metrics to evaluate performance and stability of Risk models, including back testing and on-going monitoring.• Managed relationships with BU CROs and Senior Leaders to communicate model validation outcomes and agree on remediation plans.

Led a Quantitative team to develop, enhance, document, and implement Commercial Credit Risk models across GE Capital International entities. Travelled across Europe for Business Development and alignment to GE Capital Risk standards and policy.• Instrumental in reorganizing and developing the modeling landscape of two multi-billion dollars European acquisitions: Bank of Interbanca in Italy and Bank of Artesia in The Netherlands.• Led the development and implementation of Auto-Decisioning models across all GEC Lending businesses in Europe.• Negotiated and managed Data Acquisition contracts with multiple Credit Bureaus, including Dun & Bradstreet, BvD, Elisphere (Coface), Experian, Cerved, Creditreform, Banque de France…• Created and led the Research & Development initiative at GEC France, promoting the Design Thinking approach and driving innovation within the company, resulting in $5M tax credit for the company for the first 2 years.• Developed Fraud Detection algorithms and implemented Anaconda and Actimize (anti-money laundering) software.• Led internal model review through introduction and deployment of a peer-to-peer validation process.

Consulting Services

Market Research Company

Quantitative Modeling Start-up

Created a quantitative modeling Start-Up focused on Market Research and Risk modeling. Provided Consulting Services to major international corporations: GE, Goodyear, Philip Morris, Coty, Disney, McDonald’s, Starbucks, DELL and others...• Invented and patented a quantitative methodology to magnify Brand Value and help brands to identify their best opportunities.• Drove the TAAS (tracking and Branding study) for 7 consecutive years, in 20+ countries, for Goodyear tire company.• Quantitative methodologies advisor for various projects including the International Brand Image Tracker for more than 5 consecutive years, in 10+ countries, for Philip Morris International.• Invented and patented the “Galaxy” approach, a sophisticated Tensor Calculus methodology positioning brands in a multi-dimensional universe to precisely define their strength, uniqueness and optimal targets.• Developed and implemented consumer and commercial credit risk models for GE Capital.• Introduced the WOE (Weight Of Evidence) approach to overcome issues related to non-monotonicity of scale variables and multiplicity of categories for nominal variables, used in Logistic regression.

Magnetic loop for hearing aid equipment

SPSS for Market Research

Acquired a portfolio of SPSS clients in France and developed it into a multi-million Euros French subsidiary of SPSS Corp. with 50+ employees. Created SPSS Market Research (SPSS MR) division in France and played an instrumental role at European level with the mission of advising and supporting the major International Market Research institution in their IT strategy.• Developed the business and client acquisitions through various Sales & Marketing activities, creation of a portfolio of services and numerous partnerships with Government / Education and Privates actors.• Managed cross-functional teams responsible for Field Sales, Training, Technical Support and Consulting.• Provided consulting services to Major International Corporations: Procter & Gamble, Nielsen, L’Oréal and many others.• Participated in the integration of multiple software company acquisitions performed by the parent SPSS Corp., notably Clementine, Quantime, Showcase, Lexiquest, Data Distillery and developed expertise in these solutions.