Stephanie Begody Email & Phone Number

San Diego, Ca, Us

California, United States

San Diego County, California, United States

Irvine, California, United States

Responsible for soliciting, negotiating, and coordinating the closing of routine, difficult and complex residential speculative and multi-family construction loans.Engage in business development activities.Initiate acquisition, development and residential construction loans within subdivisions to builders.

Engage in business development activities, developing commercial construction and commercial permanent loans for multi-family, office, retail, industrial, and owner-user.Manage construction loans through the entire processing, underwriting, and funding stages. Manage the construction pipeline. Manage all construction loans and projects in the existing construction portfolio through extensions, draws, etc.

Greater San Diego Area

Engage in business development activities, developing commercial construction and commercial permanent loans for multi-family, office, retail, industrial, and owner-user.

781 Garden View Court, Encinitas, Ca 92024

Responsible for soliciting, negotiating, and coordinating the closing of routine, difficult and complex residential speculative construction loans.Engage in business development activities, developing commercial construction loans for multi-family, office, retail, industrial, and owner-user.Initiate acquisition, development and residential construction loans within subdivisions to builders.

12220 El Camino Real, Suite 200, San Diego, Ca 92130

Negotiate with branch lenders, pre-screen, underwrite, and coordinate the closing of complex commercial construction and permanent loans. Work Closely with Bank executive management underwriting and coordinating the closing of Bank REO loans.Assumed the residential construction loan program within the Bank to ensure regulatory uniformity.

Santa Barbara, California Area

Hired to expand Bank of Santa Barbara’s commercial construction and permanent real estate lending portfolio. As a new lender to the market, outperformed hiring expectations starting with a $0 balance portfolio and in first year producing $14 million. Second year closings of $20 million.Increased commercial deposit portfolio from 0 to 44 accounts with balances averaging over $4 million.

Tucson, Arizona Area

One of a team of four loan officers hired to bring Bank of Arizona into the Tucson Market. Managed an $82MM outstanding balance construction portfolio. Started under new bank 2 years prior with $0 balance portfolio. In two years, funded $128MM in new loans and over $734M in new loan fees creating an average portfolio of $82MM.

Tucson, Arizona Area

Managed a $53MM outstanding balance construction portfolio. Started under new management 3 years prior with $0 balance portfolio. In three years, new loan production increased over 300% from $22MM to $79MM annually at 284% of goal. In three years, new loan fees increased over 200% from $259M to $561M annually at 311% of goal. Increase commercial deposit portfolio from $0 to $5.5MM with 88 accounts at 170% of goal.

Tucson, Arizona Area

Commercial Loan Officer October 1998 - December 1999.Commercial Loan Credit Analyst August 1996 - October 1998.

Bachelor Of Science (B.S.), Finance, General

Associate'S Degree, Business Administration And Management, General