Stephanie O’Donnell Email & Phone Number

San Diego, Ca, Us

Wilmington, Nc & San Diego, Ca

Mira Mesa, Ca

San Diego, Ca

Responsible for:-Assistant to President of Residential Capital-Monitor accounting functions for multiple business entities within the organization-Processing all borrower's payment (including processing and monitoring all ACH payments)-Processing all returned/NSF items-Insurance & Property Tax monitoring for all active accounts-Monitor all incoming phone calls for the company-Handle customer service issues/requests

•Processed loans from time of submission thru funding. Responsible for file from input to funding•Supported top Account Executives with pricing, scenarios, broker inquiries•Trained other processors and staff to help ensure accuracy & efficiency•Layoff occurred 07/2007 - Office was closed

•Approve or Decline Sub-prime loan files based on multiple investor guidelines and overall assessment of various items including credit evaluation, appraisal review, income, etc.•Sr. liaison between the company and multiple investors responsible for handling a variety of issues from loan exceptions to secondary loan sales questions.•Support person for over 15 account executives with questions including proposed loan scenarios, structuring & exception questions.•Layoff occurred 12/2006

Audited loan files that were underwritten by team underwriters to ensure they were ready for purchase by the investor. Sr. Sub-prime Underwriter- sole underwriter on a team that funded $50 million on average each month and was #1 in the nation for Accredited Home Lenders. Supported internal staff by training and handling scenario questions.Had job opportunity closer to home, so I left to go to Harbor Capital.

Underwrote Conventional Loans in the wholesale market.Company was sold to Lehman and everyone was laid off.

Approve or Decline loan files based on multiple investor guidelines and overall assessment of various items including credit evaluation, appraisal review, income, etc.As Sr. Lead Processor responsible for file from input to funding working primarily on loans in wet states (East Coast) for the company's top Account Executives.Trained other processors and staff to help ensure accuracy & efficiency

Worked in a variety of positions over an 11 year period including Sr. Lead for Financial Processing Dept, Funding, Processing, Customer Service, Reconveyance, Broker Set-up, Document Audit.Worked on various trouble shooting committees, which resulted in saving the company money/time. Received various recognition awards