Working with clients across a number of Risk disciplines including - Risk Governance, Risk Policy, Organizational design, Process review/enhancement, Control reviews, Assurance reviews and broader transformation initiatives.

• Transitioned to the Hong Kong entity, undertaking accountability for the largest wholesale lending book in the Asia Pacific Region comprising c. USD 70bn in assets.• Led a team of 20 Risk professionals primarily responsible for the oversight and approving of due diligence and risk appetite across full suite of wholesale banking clients. Identification of sustainable business opportunities within risk appetite and where necessary risk mitigation initiatives at both client and portfolio level. .• Held large delegated credit approval authority and acted as a point of contact for top tier clients to support ongoing commercial relationships, managing credit exposures including refinancing.• A graduate of HSBCs 2023 cohort for its new 5-month 'flagship' Sustainability Leadership Course delivered by Imperial College.

• Nominated by executive management to act as the authorised/responsible person and risk/compliance SME for the challenging and culturally complex regional integration of PT Bank HSBC Indonesia into the HSBC subsidiary network following the purchase of a local bank. • Directed the integration of assets, resources and people to create a unified, sustainable wholesale and retail banking risk service experience for regional, expat and international clients.• Designed, documented and implemented comprehensive governance and control frameworks to manage and mitigate a multitude of risks and to stimulate asset/revenue growth operational, credit, market, liquidity, reputational, and data risks whist ensuring compliance with local regulation and HSBC standards.• A regulatory approved company director of the Indonesian Executive Board was required to presented performance, risk exposures, regulatory changes, revenue and other core business metrics and be accountable to Indonesian Regulator for operations of the local entity.• Executed a major change and transformation project to remediate 'high risk' wholesale lending portfolio from 25% to 10% to within risk appetite thresholds and to reduce NPL to within regulatory thresholds. • Delivered various initiatives compliant with HSBC's Risk Management Framework and Regulatory expectations including Risk/Compliance policies, IFRS 9 and broader corporate governance.

• Directed a 'deep-dive' analysis of compliance controls, reputational risk and broader risk appetite for all clients within the HK Private Wealth and Private Bank Asia as part of an enhanced risk business strategy to grow a sustainable investment and lending client portfolio across Asia Pacific. . • Established enhanced risk management and compliance frameworks for monitoring and measuring material risks, implementing associated controls, diversifying product exposures to tighten risk appetite whilst aligning with the commercial strategy to grow assets under management and revenue from clients resident in HK, Singapore, Indonesia and the Philippines.• Adopted a proactive and holistic approach to global risk management, protecting the interests of clients and stakeholders through monitoring and reporting mechanisms to track key risk indicators and performance metrics.• Deployed an enhanced Enterprise Risk Management (ERM) approach across Asia, strengthening controls, testing, governance improvements, and integrating risk practices to provide a senior-level holistic view of risks. • Remediated the client book for all financial crime risk, successfully transitioning HSBC Private Bank Asia as the first business within HSBC to exit the Deferred Prosecution Agreement (DPA).

• Managed the highly charged reputational risk remediation program for clients in Asia and globally to ensure exceptional wholesale risk practices, governance adherence and management of client selection. • Embedded a range of risk factors encompassing sustainability and ESG considerations to enhance resilience, reputation, and long-term value creation into its ongoing corporate culture. • Supported the Business Owners to craft proposals on client retention, aligning with evidenced risk-based perspectives to align new standards with high-profile industry players and ensure ongoing revenue sources. • Served as spokesperson to communicate with stakeholders, Regulators and the public to maintain trust, confidence and the promotion of ongoing ethical integrity and professional conduct. • Led the design and implementation of HSBC’s client selection processes in Asia, driving coordination with a range of internal business units including legal, sales, relationship management, and finance.• Acted as Chair and Secretariat for the Regional Reputational Risk Committee, owning the effective discharge of Bank duties.

Director, Head of Wholesale Credit Risk Audit.Director, Head of Credit Quality Assurance, Asia PacificSenior Manager, Strategic Wholesale Policy and Projects, HSBC HoldingsSenior Manager,Traded Risk,HSBC Global Banking and Markets