Stephen Bach Email & Phone Number

Wilmington, DE, US

Created and maintained the end-to-end compliance risk assessment infrastructure. Developed automated tools for issues management, regulatory and policy change management, collateral review, and compliance testing. Served as the subject matter expert for consumer compliance across all lines of business. As the CRA Officer, was tasked with and successfully.

Served as an independent, federal examiner of FDIC insured banks with a focus on asset quality. Audited and assessed loan ratings, underwriting policy, commercial real estate structuring, workout and loss procedures, and internal and external reporting. Asset sizes varied from $500 million up to $25 billion.

Wilmington, Delaware

Performed credit risk quality assurance analysis for new acquisition and line increases in a third line of defense capacity. Routinely engaged the credit strategy teams to optimize modeling inputs based off historical card performance. Efforts were recognized by executive management during employee appreciation week and was featured on the company-wide.

Managed a $30MM+ commercial loan portfolio of small and medium-sized businesses based in Delaware. Conducted due diligence and determined pre-money valuations for the Delaware Emerging Technologies Fund, a $10MM venture capital firm that provided Series A and B rounds as well as mezzanine financing. Collaborated with local banks and financial institutions.

Mba, Financial Management

Completed an MBA with a concentration on financial management which included coursework on corporate valuations, fiscal and monetary.

Bachelors, Finance

Studied corporate finance and economics at the Lerner School of Business, University of Delaware. Served as an undergraduate researcher of.