Stephen Brown is a Managing Director - Retail at Distribution Finance Capital. He possess expertise in banking, financial services, retail banking, strategy, management and 15 more skills. He is proficient in Spanish and French. Colleagues describe him as "I have had the pleasure of working with Steve during the second half of 2021 while he was supporting Fairlo’s UK FCA application. Steve brought experience from roles at other startups and his time at RBS, which really helped us find the right level of detail in our application and build robust process maps to underpin our lending proposition. I’m sure Steve’s experience will help challenge propositions with any organisation he works with." and "I worked very closely with Stephen for over 3 years at DF Capital as we navigated through the process of a bank licence application and subsequent bank launch. As MD of Retail Savings, Stephen designed, created and delivered our Retail Savings proposition. His in depth knowledge of retail products and markets, regulatory and compliance requirements, and required operational processes and procedures was invaluable as we built our proposition. This ensured we had a successful deposits launch raising c£150m in our first 3 months whist receiving strong customer feedback. In addition, Stephen’s broad banking domain expertise enabled him to support an array of other initiatives including around our SME lending product proposition. Stephen is a strong leader, working across an organisation, providing support and guidance. He would be a valuable addition to any Senior Management team and it has been a pleasure working with him."