Stephen Meyer Email & Phone Number

Marion, Ia, Us

Cedar Rapids, Iowa, United States

Monitor, evaluate, and manage Operational Risk within GreatAmerica’s different businesses by developing a deep understanding of our vendor relationships and participating in the ongoing monitoring, evaluating, and reporting on other risk areas that could potentially impact the organization.

Cedar Rapids, Iowa, United States

At TFS, I oversaw the operations of late stage collections department in securing acceptable arrangements on delinquent consumer accounts while ensuring customer satisfaction through every interaction. I routinely analyzed credit applications, team performance, customer feedback, and conducted market research to devise strategies for optimal collection results by leveraging team member strengths focusing on performance improvement. I collaborated with Legal, Compliance, Service Operations, and Planning and Support teams on new business strategies and portfolio performance initiatives to streamline business operations along with coordinated the hiring and training of new employees. I assessed and promptly resolved all escalations for customer and dealer account issues.Some of my key accomplishments:● Built team as leading enterprise month over month within early stage collections and promoted to direct late stage collections department Within first 90 days.● Spearheaded project new end-to-end program to introduce new service offering for customers with lapse in employment to prevent account delinquency and drive customer retention. Ranked as second most utilized payment hardship exception offered to 18,500+ customers and led to 7,000 fewer accounts in collections, all within nine months.● Chosen as top five finalist by Management Committee team out of 500+ project idea submissions for "Drive Your Impossible" ideas campaign. Implemented project to support TFS profitability and increased dealer market share.

Dallas, Texas, United States

Here, I executed financial analysis to verify profitability, liquidity, and capitalization of assets and uncovered risks associated with credit requests. I recommended strategies to mitigate loss and improve probability of expected returns as well as consulted with Sales, Dealer Credit, Accounting, Legal, and Risk department heads to underwrite and structure loan requests in line with company policy and regulations. I drafted formal loan proposal presentations for senior management committees regarding loan recommendation commitments exceeding $100M.Key accomplishments:● Efficiently secured approval of more than five high profile dealer franchise buy/sell transactions under strict time constraints while surpassing customer expectations.

Detroit, Michigan, United States

On daily basis, I managed portfolio of wholesale, real estate, lines of credit, and capital loans exceeding $60M, analyzed creditworthiness, financial transactions, and credit history case by case including CPA audited financial statements, income tax returns, and business credit reports. I monitored ratio, trend, and cash flows analyses along with offering multidimensional perspective and projections. I approved small business lines of credit ranging from $100K to $2M as well as $500M+ in retail/lease auto loans. I supervised daily workflow of credit and underwriting team and actively engaged in recruitment of new hires. I oversaw processing of loans to ensure compliance to credit policy and guidelines.Key accomplishments:● Promoted to Senior Analyst position within six months through exceptional performance and served as primary point of contact for 25+ Toyota and Lexus dealers in Michigan.● Enlarged retail and lease portfolio in Detroit Dealer Sales and Service Office and gained highest market share penetration within central region by utilizing risk analysis and profitability modeling and enhancing dealer portfolio purchase quality.

Cedar Rapids, Iowa, United States

Bachelor Of Business Administration - Bba, Finance

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