As a Senior Financial Advisor with Merrill Lynch Wealth Management, Stephen Cote provides proactive financial advice and guidance to manage clients goals with a focus on retirement planning, investment selection and cash management. Stephen is dedicated to a high level of client service with an emphasis on helping affluent individuals, families and business owners to manage, preserve and grow their wealth in a tax efficient manner. He has completed the Certified Portfolio Manager (CPM®) designation which is a collaboration of the Academy of Certified Portfolio Managers and NYU Stern. He holds the Chartered Retirement Planning Counselor™ designation and focuses on the pre and post-retirement needs of individuals. Stephen lives in La Jolla, CA while maintaining a residence in the Bay Area and enjoys playing golf, volleyball and running in his spare time. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. *Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States. *CPM® is a registered service mark of the Academy of Certified Portfolio Managers.