Stephen Crecelius Email & Phone Number

Plano, Texas

Manage non-performing commercial accounts within TFS's dealership portfolio- Work out strategy and management of troubled accounts including sale, liquidation, and foreclosure- Identify accounts with high loss indicators and implement strategies which provide the best opportunity for satisfactory resolution through dealer improvement or separation

Detroit, Michigan, United States

Managed submission of commercial loan application requests for dealerships within the TFS Central Region- Developed strategies to provide lending solutions for the dealership floorplan, working capital, and real estate loans- Reviewed Loan agreements and legal documents to ensure proper documentation- Reviewed Phase I Environmental Site Assessments to.

Detroit, Michigan, United States

Led team of 19 associates providing Captive Automotive Services to the Toyota and Lexus dealerships in Michigan- Managed consumer portfolio of the Detroit Sales and Service Office to meet TFS purchase standards of credit quality and return on investment- Managed commercial portfolio for the Toyota/Lexus dealerships in Michigan

Detroit, Michigan, United States

Solicitated TFS Consumer and Commercial lending services to Toyota and Lexus dealerships- Licensed Insurance Agent for Property and Casualty Insurance - Trained dealership finance and sales departments on TFS financing programs and voluntary protection products (Vehicle Service Agreements, Pre-paid Maintenance programs, etc.)

Detroit, Michigan, United States

Managed the Off Lease portfolio for the TFS Dealer Sales & Service Office in Detroit, MI- Coordinated liquidation process of matured consumer lease vehicles- Managed transportation to auction from Toyota and Lexus Dealerships- Coordinated Auction Sale and transfer of proceeds- Collected Excess Wear and Use Charges on matured consumer lease accounts

Fairfax, Virginia, United States

Managed Team of Customer Account Representative in the collection of delinquent payments- Worked with customers to maintain communication and assist in keeping consumer accounts in good standing- Assigned repossession orders for severely delinquent accounts- Liquidation of repossession inventory in line with Federal and State laws

Fairfax, Virginia, United States

Reviewed, Approved, and Declined Credit consumer credit applications submitted to TFS by Toyota and Lexus dealerships- Reviewed applications and provided approval based on the consumers Character, Capacity, and Credit- Reviewed and Spread dealership's month financial statements to determine financial performance

Cincinnati, Ohio, United States

Assisted customers who contacted TFS regarding their installment loans and lease accounts- Obtained payment arrangements on delinquent accounts- Aided and processed consumer insurance claims for collision, theft and disability