In 2004, I ventured into the lending sector, embarking on a journey that has seen me take on diverse roles, ranging from sales to operations and eventually stepping into managerial positions. Currently serving as the Area Manager for TPO Wholesale Lending at American Heritage Lending, I am dedicated to shaping a dynamic Wholesale Account Executives team focused on leading the Non-QM Wholesale Origination market.My professional ethos revolves around the belief that success is attainable in any role or organization as long as I remain present, focused, and committed to continuous learning. I thrive on connecting with new individuals, fostering relationships, and actively seeking out leaders who inspire me to instill the same motivation in those I collaborate with. I hold the conviction that every situation presents inherent value, and the key to achieving my long-term goals lies in identifying and applying this value to shape the future.I find fulfillment in recognizing the potential for growth in each day, constantly seeking challenges to further develop myself both personally and professionally.
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Vp, Area ManagerAcra LendingLos Angeles, Ca, Us
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Area Manager Tpo SalesAmerican Heritage Lending, Llc Jan 2024 - PresentIrvine, California, UsAmerican Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way.Our highly trained Account Executives and Underwriters work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.With over $1 Billion in loans funded, we have experience in all facets of real estate lending. We understand the complexities of serving this niche market. We are a direct lender handling loan submission to funding in-house.We bring a simple, unparalleled, common-sense approach to underwriting loans, making American Heritage Lending, LLC. the only sensible choice. -
Regional Sales ManagerExcelerate Capital May 2023 - Jan 2024Irvine, California, Us***Excelerate shut down in December of 2023***Since 2015, Excelerate Capital has assisted broker and loan officers as an innovator in Non-QM, Conventional, and Alternative Lending Solutions. We are in the business of cultivating relationships, challenging the industry norm, and breaking down barriers to create a successful financial future for our clients, business partners, and employees.As a Regional Sales Manager, I am building on 20 years of experience in retail and wholesale lending. I will continue to provide the highest service level and expertise to my existing and new relationships. At Excelerate, I work directly with my brokers and loan officers on their loans while building a team of seasoned professional Account Execs to grow the business further. Mentoring talent is a vital part of my success!A Non-QM rep that knows credit, how to set expectations, and prioritize your business is crucial in today’s market. Coupled with the low rates and comprehensive product offering at Excelerate, the sky is the limit! -
Regional ManagerLendsure Mortgage Corp. Jul 2022 - May 2023San Diego, California, UsI'm managing existing seasoned AE's and hiring/training new talent with a reliance on sales strategy, technology, and the strong work ethic I bring to every company and position I've worked. The upfront underwrite Lendsure does prior to submission plus the ability to finance broker & buydown points into a purchase loan, set Lendsure apart from other non-QM lenders in the current market! -
Area Manager Wholesale Lending - Los Angeles CaLendsure Mortgage Corp. Jan 2022 - Jul 2022San Diego, California, UsI am building a team in the Los Angeles Market for Wholesale Non-QM Mortgage Lending! I'll be continuing to work with my existing Brokers and MLOs on funding their non-QM business, while hiring 2-3 Account Executives in the Los Angeles Market to join and work under me in the 1st Quarter of 2022. I bring 20 years of experience in mortgage lending and business banking to the table and am a top performer! Customer Service, honesty, and responsiveness drive my success and I can't wait to find like minded individuals to join me and mentor. I work remotely all across the USA as well as my immediate market, being based in heart of Los Angeles where I've spent my entire career. Lendsure is a terrific company filled with wonderful people who work hard to deliver for our customers. Email or call me if interested in hearing more about what we do! My motto - "Provide the best service possible, and the products, pricing, and everything else will fall into place!"
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Wholesale Account ExecutiveLendsure Mortgage Corp. Jun 2021 - Jan 2022San Diego, California, UsI work with Mortgage Brokers and Loan Officers on structuring a placing non-QM residential loans with Lendsure's wholesale mortgage products. Lendsure Mortgage is one of the fastest growing non-QM lenders in in the industry and I manage a book of accounts that I've spent the last 19 years building. Responsiveness and being a knowledgeable partner is paramount to my success as well as those I work with. I'm passionate about the work I do and strive for excellence every day. Being an AE is primarily about people, both the customers I work with but also caring and prioritizing the relationships that they are working to deliver for as well. Partnerships are important and I endeavor to find like minded people in this business who care as much as I do about going above and beyond.
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Wholesale Account Executive, Residential, Commercial, And Warehouse LendingAxos Bank Jul 2017 - Jun 2021San Diego, California, UsNational Wholesale Account Executive with a quality book of business comprised of brokers and correspondent lenders. Intimate knowledge of credit and underwriting portfolio mortgage loans for complex borrowers. The deals we fund at Axos are not your average cookie cutter non-QM deals. These are deals you cannot close at any other bank and a key part of the process is an seasoned account exec who knows what they are doing. Building relationships, getting in touch with decision makers, being a great listener and collaborator is paramount. -
Vice President, Relationship Manager For Business BankingBank Of America Jan 2011 - Jul 2017Charlotte, Nc, UsManaging a book of business banking relationships with companies that earn $10 million to $100 million in annual gross sales. Originate new business relationships that include credit, treasury, merchant services, trade, and other banking products and services. -
Vp, Operations And Business DevelopmentForbix Capital Corp Jan 2008 - Dec 2010
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Vp Business Development OfficerPacific Wholesale Mortgage Jan 2005 - Dec 2007
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Vp, Sales ManagerNational City Mortgage Jan 2003 - Nov 2004
Stephen Light Education Details
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Ucla Extension
Frequently Asked Questions about Stephen Light
What company does Stephen Light work for?
Stephen Light works for Acra Lending
What is Stephen Light's role at the current company?
Stephen Light's current role is VP, Area Manager.
What schools did Stephen Light attend?
Stephen Light attended Ucla Extension.
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