Stephen Marquez Email & Phone Number

Seattle, WA, US

Bellevue, Washington, United States

Seattle, Washington, United States

• Managed team of 5 individuals responsible for all loan closings, ordering of loan/collateral documentation and collection of required financial statements, supporting 25+ Relationship Managers in Seattle, Bellevue.
• Organized/led trainings to update team regarding bank policy/procedures changes as they performed in-depth review of collateral, legal agreements and credit approval documents to ensure final executed details were.

Seattle, Washington, United States

• Performed underwriting, financial analysis/modeling and loan structuring for complex commercial banking relationships, covering a wide range of industries (real estate, seafood, timberland, shipping and airlines) for.
• Developed extensive knowledge of bank’s credit policy, loan documentation review/loan servicing processes, risk management philosophy, along with deep product knowledge (credit/treasury/interest rate.
• Partnered with Relationship Managers to deliver positive outcomes for new and existing customers pertaining to extension of credit and treasury services, while also monitoring/reviewing covenant compliance, reporting.
• Mentored junior credit analysts to help them refine underwriting techniques, build financial spreading/projection skills and strengthen their understanding of various types of collateral (inventory, equipment, real.
• Helped bank comply with ongoing data integrity, risk rating/Basel and regulatory audits, including Highly Leveraged Borrower identification (“HLB”), Flood/FEMA reporting, HMDA reporting, assisting with 8+ successful.

Santa Monica, California, United States

• Supported analysis of group’s $3.3Bn in senior secured asset-based financing commitments to over 50 companies, with loans used for refinance, acquisition, recapitalization, growth capital and working capital purposes.

Santa Monica, California, United States

• Conducted cash flow and financial statement analysis for companies (revenue size) $10MM - $1Bn and contributed to the underwriting of participation and secondary purchase opportunities, including review of 100+.
• Produced weekly statistics and commentary of the primary/secondary loan markets for middle market cash flow and asset-based loans, which were distributed to 70+ business development officers and portfolio managers.

Torrance, California, United States

• Completed financial, legal and market analysis for the acquisition and development of 11 commercial/SFR real estate development projects, each project ranging in cost from $5MM to $20MM.
• Analyzed budgets, managed contracts, obtained bids and permits for the construction of 450 SFR, 62 multifamily apartment buildings, and a (60,000sf) medical office building.