Stephen Owens

Stephen Owens Email and Phone Number

Relationship Director & Non Exec Director @ Bank of Scotland
edinburgh, edinburgh, united kingdom
Stephen Owens's Location
Greater Glasgow Area, United Kingdom
Stephen Owens's Contact Details

Stephen Owens personal email

About Stephen Owens

A frontline Banker who throughout my career has worked in Business Development and Relationship Development - equally comfortable in both.This has enabled me to develop top class networks & relationships with businesses & professional advisers in the Scottish sme market. My present role is Relationship Director to a portfolio of businesses in the £5-60m turnover range. This role involves assessing their complicated credit requirements and monitoring risk assessment for the Bank. This is in addition to serving their day to day transactional Banking requirements. My aim is to be their Trusted Adviser.I am always on the front foot seeking to engage with businesses and professional advisers I have not met yet that I believe I can add value with.Outwith the Bank I am an experienced non executive director predominantly in the Healthcare sector. I have been a director on the board for 2 of the largest healthcare charities in Scotland for many years. In my present role at the Mungo Foundation I chair the care sub-committee. In addition I was delighted to be asked to join the board at St Margaret’s of Scotland Hospice in Clydebank in 2023. Having seen at first hand the first class care a friend received at the hospice I felt privileged to accept the invitation.

Stephen Owens's Current Company Details
Bank of Scotland

Bank Of Scotland

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Relationship Director & Non Exec Director
edinburgh, edinburgh, united kingdom
Employees:
1713
Stephen Owens Work Experience Details
  • Bank Of Scotland
    Relationship Director
    Bank Of Scotland Aug 2017 - Present
    Glasgow, United Kingdom
    Relationship Director to a portfolio of portfolio of businesses across a range of sectors in the Glasgow and the west of Scotland.
  • Bank Of Scotland
    Sustainability Ambassador Bos Commercial Banking Scotland
    Bank Of Scotland Mar 2018 - Jun 2022
    Glasgow, United Kingdom
    Newly created champion role to promote Bank of Scotland/Llloyds Banking Group's sustainability credentials. We have just launched green finance incentives - would be delighted to talk these through!
  • The Mungo Foundation
    Director/Board Member
    The Mungo Foundation Mar 2022 - Aug 2024
    Glasgow, Scotland, United Kingdom
    Director/Board Member in leading Scottish care charity.
  • St Margaret Of Scotland Hospice
    Board Member
    St Margaret Of Scotland Hospice Jul 2023 - Jan 2024
    Glasgow, Scotland, United Kingdom
    Board member of St Margaret of Scotland hospice.
  • Lanarkshire Credit Union
    Director/Board Member
    Lanarkshire Credit Union Feb 2021 - Jul 2021
    Lanarkshire
    Director/board member of a credit union which is a not for profit organisation.
  • Wheatley Group
    Non Executive Director Wheatley Care
    Wheatley Group Nov 2016 - Feb 2021
    Glasgow, United Kingdom
    Non exec director at Loretto Care which provides specialised care throughout central Scotland.
  • Bank Of Scotland
    Senior Director Business Development
    Bank Of Scotland Oct 2014 - Aug 2017
    Scotland
    Transfer of Banking requirements of businesses with turnover up to £25M. Promotion of Bank of Scotland within business and professional community throughout Scotland.
  • Clydesdale Bank
    Business Development Manager
    Clydesdale Bank Jun 2008 - Oct 2014
    Glasgow & Carlisle
    Transfer of businesses with turnover £1m+ to Clydesdale Bank.Development and promotion of Clydesdale Bank in the SME sector.
  • Clydesdale Bank
    Business Partner
    Clydesdale Bank Aug 2006 - Jun 2008
    Business Relationship Partner to portfolio of circa 100 Business Banking members with typical turnover £1-10m.
  • Royal Bank Of Scotland Business
    Senior Business Manager
    Royal Bank Of Scotland Business Jan 2000 - Aug 2006

Stephen Owens Skills

Funding Commercial Banking Portfolio Management Invoice Discounting Financial Risk Credit Risk Credit Credit Analysis Finance Financial Services Loans Cash Flow Commercial Lending Relationship Management Factoring Commercial Finance New Business Development Restructuring Financial Structuring Asset Based Lending Banking Business Development Business Relationship Management

Stephen Owens Education Details

Frequently Asked Questions about Stephen Owens

What company does Stephen Owens work for?

Stephen Owens works for Bank Of Scotland

What is Stephen Owens's role at the current company?

Stephen Owens's current role is Relationship Director & Non Exec Director.

What is Stephen Owens's email address?

Stephen Owens's email address is st****@****d.co.uk

What schools did Stephen Owens attend?

Stephen Owens attended University Of Strathclyde, University Of Cambridge, The Chartered Banker Institute.

What skills is Stephen Owens known for?

Stephen Owens has skills like Funding, Commercial Banking, Portfolio Management, Invoice Discounting, Financial Risk, Credit Risk, Credit, Credit Analysis, Finance, Financial Services, Loans, Cash Flow.

Who are Stephen Owens's colleagues?

Stephen Owens's colleagues are Euan Hollingdale, Thomas Griffiths, Mary Reid, Martin Watt, Catherine Doyle, Liz Meenan, Joanne Garrity.

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