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Stephen Geer Email & Phone Number
Senior Credit Officer
at
United Community Bank
2 work emails found
@ucbi.com
1 phone found area 706
LinkedIn matched
✓ Verified July 2026
4 data sources
Profile completeness 100%
Current company
Role
Senior Credit Officer
Location
Atlanta, Georgia, United States
Who is Stephen Geer? Overview
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Quick answer
Stephen Geer is listed as Senior Credit Officer at United Community Bank, based in Atlanta, Georgia, United States. AeroLeads shows a work email signal at ucbi.com, phone signal with area code 706, and a matched LinkedIn profile for Stephen Geer.
Stephen Geer previously worked as Regional Credit Manager, SVP at United Community Bank and Middle Market Relationship Manager, SVP at Regions Bank. Stephen Geer holds Master Beekeeper Program-College Of Environmental And Agricultural Sciences from The University Of Georgia.
Company email context
Email format at United Community Bank
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{first}_{last}@ucbi.com
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Profile bio
About Stephen Geer
Stephen Geer serves as Senior Credit Officer for United Community Bank (NASDAQ: UCBI), a top 100 US financial institution with $27 Billion in assets across 205 offices. He is responsible for commercial credit bank-wide for the Commercial Real Estate and Homebuilder Finance lines of business as well as commercial banking credit for the states of Alabama, Georgia, and Tennessee. Geer previously served as the Senior Credit Officer covering the Tax Exempt Finance and Senior Housing industry verticals as well as the commercial banking SCO for the entire state of North Carolina. Geer serves as a voting member of UCBI’s Senior Credit Committee along with the Bank President, Chief Risk Officer, and Chief Credit Officer. Prior to joining UCBI, Geer held various leadership roles in Commercial Middle Market Banking, Real Estate Banking, Credit Administration, and Problem Asset Management at Regions Bank(NYSE: RF) in Atlanta, GA. Prior to joining Regions, he served as Deputy Finance Director for Georgia’s 10th Lieutenant Governor. Geer is a third generation UGA graduate and earned both a BBA and Masters of Business Administration from The University of Georgia's Terry College of Business. Additionally, he completed the miniMBA program at Clemson University in Greenville, SC. Geer grew up in rural Southwest GA as the son of a second generation pecan farmer. He is an avid hunter, competitive angler, and beekeeper who is passionate about wildlife conservation. Geer recently earned the designation of Certified Beekeeper from The University of Georgia's Master Beekeeper Program. Geer has served on the Terry College of Business Young Alumni Board, Shepherd Spinal Center Junior Committee, Atlanta Quail Unlimited Board, and as the Treasurer of the Risk Management Association-Atlanta Chapter. He resides in Brookhaven, GA with his wife, three children, and English bulldog, Bagby. Opinions are my own.
Listed skills include Credit, Banking, Loans, Commercial Banking, and 29 others.
Current workplace
Stephen Geer's current company
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8 roles · 22 years
Stephen Geer work experience
A career timeline built from the work history available for this profile.
Senior Credit Officer
Current• Responsible for commercial credit bank-wide for the Commercial Real Estate and Homebuilder Finance lines of business as well as community banking credit for the states of Alabama, Georgia, and Tennessee. Previously served as the bank wide Senior Credit Officer for the Tax Exempt and Senior Care industry verticals as well as the SCO for the entire state of North Carolina• Leads a team of six regional credit officers who successfully manage the credit risk of a $7 billion commercial loan portfolio• Serves as CRE credit policy owner; Redesigned CRE underwriting guidelines by property type; Enhanced CRE credit policy and underwriting methodology to align with risk appetite; Implemented tailored CRE underwriting rates by asset class • Trusted with an 8-figure, single signature lending authority
Apr 2019 - Present
Regional Credit Manager, Svp
• Regional Credit Officer for four bank regions supporting over twenty commercial relationship managers, encompassing an approximate $1 billion loan portfolio. Loan size typically $1MM-$10MM within the C&I and CRE space• Accountable for quality credit approval decisions and overall performance of a $1 billion loan portfolio; Lead role in monitoring credit quality including responsibilities for portfolio risk ratings and oversight of criticized assets
Mar 2016 - Apr 2019
Middle Market Relationship Manager, Svp
• Managed a $200MM loan and deposit portfolio in the middle market and public finance business segments • Implemented marketing strategies to solicit new clients and further penetrate existing banking relationships which are typically comprised of middle market operating companies with annual revenues of $20MM to $300MM
2015 - Mar 2016
Real Estate Banking Relationship Manager, Svp
• Recruited internally to lead business development efforts in GA & SC for a newly created business unit which specialized in banking “smaller and localized” real estate developers and investors • Served as the specialized product partner for geography bankers to meet the commercial real estate banking needs of their existing customer base and prospects; pre-screened and underwrote new referrals
2014 - 2015
~1 yr
Problem Asset Management Team Leader-Georgia & South Carolina, Svp
• Oversaw all problem loan workout activity of credits greater than $1MM in the C&I, Corporate Banking, Business Banking, and Private Banking market segments across Georgia and South Carolina• Led a team of eight loan workout professionals who successfully managed a portfolio of $450MM in criticized assets; Trusted with $4MM in approval authority• Provided the team leadership and guidance on the appropriate resolution strategy for each problem credit while ensuring decisive execution, accurate risk ratings, and proper accounting treatment
2009 - 2013
~4 yrs
Home Builder Finance Relationship Manager, Vp
• Managed an $80MM portfolio comprised of relationships with large scale homebuilders and land developers• Generated new relationships by targeted calling efforts, consistent sales execution, and prudent underwriting• Negotiated and monitored complex construction lending facilities while maintaining credit quality standards
2007 - 2009
~2 yrs
Commercial Banking Portfolio Manager
• Evaluated the credit worthiness of C&I and Real Estate Banking clients and prospects through in-depth financial analysis and underwriting; Loan sizes ranged from $2.5MM to $30MM • Proactively identified credit risks and mitigants through preparation of credit approval packages which included global cash flow analysis, stress testing, guarantor underwriting, and industry analysis• Completed ongoing credit servicing by analyzing historical financial performance, performance vs. projections, covenant compliance, risk rating accuracy, and other significant risk drivers
2005 - 2007
~2 yrs
3 education records
Stephen Geer education
Master Beekeeper Program-College Of Environmental And Agricultural Sciences
The University Of Georgia
Bba, Business Management With An Emphasis In Accounting
University Of Georgia - Terry College Of Business
Master Of Business Administration (M.B.A.) With An Emphasis In Accounting And Corporate Strategy
University Of Georgia - Terry College Of Business
FAQ
Frequently asked questions about Stephen Geer
Quick answers generated from the profile data available on this page.
What company does Stephen Geer work for?
Stephen Geer works for United Community Bank.
What is Stephen Geer's role at United Community Bank?
Stephen Geer is listed as Senior Credit Officer at United Community Bank.
What is Stephen Geer's email address?
AeroLeads has found 2 work email signals at @ucbi.com for Stephen Geer at United Community Bank.
What is Stephen Geer's phone number?
AeroLeads has found 1 phone signal(s) with area code 706 for Stephen Geer at United Community Bank.
Where is Stephen Geer based?
Stephen Geer is based in Atlanta, Georgia, United States while working with United Community Bank.
What companies has Stephen Geer worked for?
Stephen Geer has worked for United Community Bank and Regions Bank.
How can I contact Stephen Geer?
You can use AeroLeads to view verified contact signals for Stephen Geer at United Community Bank, including work email, phone, and LinkedIn data when available.
What schools did Stephen Geer attend?
Stephen Geer holds Master Beekeeper Program-College Of Environmental And Agricultural Sciences from The University Of Georgia.
What skills is Stephen Geer known for?
Stephen Geer is listed with skills including Credit, Banking, Loans, Commercial Banking, Portfolio Management, Finance, Commercial Lending, and Real Estate.
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