Stephen York is a Managing Director at Arbor responsible for originating Fannie Mae, Freddie Mac, FHA, and Bridge transactions nationwide.Since joining the Company in 2005, Stephen has originated over 1,600 transactions totaling more than $11 Billion of business, earning him honors as the firm’s top producer, year after year. He serves a client base that includes some of the largest multifamily owners and mortgage brokerage firms in the country. In 2015, he was named one of Commercial Observer’s “Top 25 Debt Brokers and Lenders under 35.”At Arbor, our mission is to provide our clients with the most personalized and customized service available in the commercial real estate industries as a leading and diversified financial partner and loan servicer. Over the course of every real estate cycle, Arbor has stood as a relationship-driven company and we will never lose sight of our common purpose in helping our clients achieve their financial and operational goals. In order to continually enhance our client service capabilities, Arbor is committed to building around hard-working, entrepreneurial and experienced employees who are dedicated to their careers and devoted to upholding the personal service and dedication our clients have come to expect from Arbor. This foundation of uniquely skilled employees has allowed Arbor to develop an over-arching, collaborative business culture that results in superior customer service and a strong repeat client base transaction after transaction. Those business partnerships are the lifeline of our business.

Arbor is an approved Freddie Mac Seller/Servicer and a Top Small Balance Loan Lender.As an approved Freddie Mac Seller/Servicer and top Small Balance Loan Lender, Arbor offers customized, flexible loan solutions, whether you need a small or large loan. The Freddie Mac Multifamily® platform can provide the innovative multifamily financing you need to take advantage of today’s dynamic market, including such unique features as interest-only provisions and an ability to work beyond your transactional or operational obstacles to close on the loan that works best for your investment. It’s the best of Freddie Mac enhanced with the Arbor advantage.

The best terms in multifamily finance are built with Arbor FHA loans.Arbor is licensed by the U.S. Department of Housing and Urban Development (HUD) to administer HUD’s FHA mortgage insurance programs for long-term, nonrecourse financing for market-rate and affordable apartments and cooperatives, assisted living facilities, skilled nursing facilities and seniors housing. As an approved FHA Multifamily Accelerated Processing (“MAP”) Lender, Arbor provides access to flexible FHA multifamily loan programs on an expedited basis and financing for acquisitions, refinancing, moderate rehabilitation, substantial rehabilitation or new construction.

Arbor offers bridge financing that provides first mortgage financing for properties located in strong markets with excellent sponsorship.Arbor Bridge Loans offer commercial real estate investors the opportunity to leverage short-term financing benefits without compromising long-term ROI, making the property’s financial transition seamless.

Arbor has been a Top 10 Fannie Mae DUS® Multifamily Lender for more than a decade and is one of the longest-tenured and experienced lenders licensed under the program.As a Top 10 Fannie Mae DUS® Lender, Arbor originates and services an array of multifamily loans, providing excellent terms and competitive, tiered pricing for the purchase and refinance of apartment properties. Our comprehensive and customized loan products range from small loans to seniors housing and much more.