Stephen John Leonard
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Stephen John Leonard Email & Phone Number

Founder @ ADEPT Decisions | Decision Management Solutions at ADEPT Decisions
Location: Saint Peter Port, Guernsey, Guernsey 7 work roles 3 schools
1 work email found @adeptdecisions.com LinkedIn matched
✓ Verified May 2026 4 data sources Profile completeness 100%

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Current company
Role
Founder @ ADEPT Decisions | Decision Management Solutions
Location
Saint Peter Port, Guernsey, Guernsey

Who is Stephen John Leonard? Overview

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Quick answer

Stephen John Leonard is listed as Founder @ ADEPT Decisions | Decision Management Solutions at ADEPT Decisions, based in Saint Peter Port, Guernsey, Guernsey. AeroLeads shows a work email signal at adeptdecisions.com and a matched LinkedIn profile for Stephen John Leonard.

Stephen John Leonard previously worked as Founder at Adept Decisions and Founder at Credit Risk Connection. Stephen John Leonard holds Mba, Banking & Finance from Adelphi University.

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Email format at ADEPT Decisions

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{first_initial}{last}@adeptdecisions.com
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Profile bio

About Stephen John Leonard

I am the founder of ADEPT Decisions, a company that provides cloud-based software as a service for advanced decisioning and analytics to lenders of all sizes and in all markets. With over 30 years of experience in credit risk, collections, and direct marketing solutions and services, I have a passion for enabling financial inclusion across emerging markets.At ADEPT Decisions, we believe that by offering affordable and flexible access to state-of-the-art decisioning technology, we can empower lenders to reach more individuals and SMEs who need credit. We have partnered with world-class organisations to deliver value-added products and services, integration, consulting, and support to our clients in the South East Asia Middle East Africa (SEAMEA) region. If you are interested in learning more about how ADEPT Decisions can help you, please contact us at hello@adeptdecisions.com for a software demo.

Listed skills include Credit Risk, Risk Management, Banking, Credit Cards, and 46 others.

Current workplace

Stephen John Leonard's current company

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ADEPT Decisions
Adept Decisions
Founder @ ADEPT Decisions | Decision Management Solutions
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7 roles

Stephen John Leonard work experience

A career timeline built from the work history available for this profile.

Founder

Current

St Peter Port, Guernsey, GG

At ADEPT Decisions, we believe that by offering all types of lenders access to advanced decisioning, at an affordable price, we will enable access to credit for all individuals and SMEs.The ADEPT Decisions Platform is cloud-based software as a service that is highly flexible, user-friendly, with a rapid go to market.We are proud to provide state of the.

Oct 2015 - Present

Founder

Current

Dubai, AE

Credit Risk Connection provides credit risk, collections and direct marketing solutions and services; including analytics, consulting, decision management software, scorecards and training. With many years’ experience with 150+ consumer credit and SME lending clients in over 30 countries, our professionals provide services and solutions in the South East.

May 2010 - Present

Founder & Chief Executive Officer

Cape Town, Western Cape, ZA

I relocated to Dubai to lead the focus on expanding the emerging markets of Africa, Middle East and South Asia. Travelled extensively in the region and established new relationships in both West and East Africa. Developed and expanded the international team. Managed complex contract negotiations with clients, partners, regulators and resellers.

Feb 2009 - Apr 2010

Founder & Chief Executive Officer

Cape Town, Western Cape, ZA

As the principal founder of PIC Solutions, I relocated to South Africa to establish the company, which rapidly expanded to become the largest specialist credit risk and collections management consultancy in the Africa, Middle East and South Asia region. Responsible for managing the company’s focus and strategic growth, with a direct responsibility for.

Oct 1999 - Jan 2009

Head Of Consulting

Bozeman, Montana, US

I joined the start-up of Fair Isaac International (now renamed ‘FICO’) in the UK and in 7 years successfully established and grew the risk management consulting practice for the Europe Middle East Africa region. Managed a team of 16 consultants based in the UK, Spain, Germany, Italy and South Africa. The team’s primary focus was to provide TRIAD account.

Apr 1993 - Oct 1999

Fraud Specialist

New York, NY, US

Managed a team of 11 fraud analysts, who were responsible for the analysis, detection and investigation of bank card fraud cases. Established procedures to prevent fraud and provide ongoing training to merchants and bank personnel. Conducted trend analysis and forecasting. Initiated new reporting systems, effectively cutting risk exposure. Developed a.

May 1989 - Dec 1992

Assistant Risk Manager

Dollar Dry Dock Bank

Successfully completed an intensive 18 months management training programme. Rotational experience included commercial lending, branch operations, collections control and credit analysis. Permanently assigned to the consumer credit department and managed a team of 8, who were responsible for all retail lending and MIS. Project managed the development and.

Sep 1985 - Apr 1989
3 education records

Stephen John Leonard education

Mba, Banking & Finance

Adelphi University

B.A., International Relations

University Of Toronto Mississauga

A.S., Business Administration

State University Of New York - System
FAQ

Frequently asked questions about Stephen John Leonard

Quick answers generated from the profile data available on this page.

What company does Stephen John Leonard work for?

Stephen John Leonard works for ADEPT Decisions.

What is Stephen John Leonard's role at ADEPT Decisions?

Stephen John Leonard is listed as Founder @ ADEPT Decisions | Decision Management Solutions at ADEPT Decisions.

What is Stephen John Leonard's email address?

AeroLeads has found 1 work email signal at @adeptdecisions.com for Stephen John Leonard at ADEPT Decisions.

Where is Stephen John Leonard based?

Stephen John Leonard is based in Saint Peter Port, Guernsey, Guernsey while working with ADEPT Decisions.

What companies has Stephen John Leonard worked for?

Stephen John Leonard has worked for Adept Decisions, Credit Risk Connection, Pic Solutions International, Fair Isaac International, and Chase Manhattan Bank.

How can I contact Stephen John Leonard?

You can use AeroLeads to view verified contact signals for Stephen John Leonard at ADEPT Decisions, including work email, phone, and LinkedIn data when available.

What schools did Stephen John Leonard attend?

Stephen John Leonard holds Mba, Banking & Finance from Adelphi University.

What skills is Stephen John Leonard known for?

Stephen John Leonard is listed with skills including Credit Risk, Risk Management, Banking, Credit Cards, Credit, Portfolio Management, Financial Risk, and Retail Banking.

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