Stephen John Leonard

Stephen John Leonard Email and Phone Number

Founder @ ADEPT Decisions | Decision Management Solutions @ ADEPT Decisions
Stephen John Leonard's Location
Saint Peter Port, Guernsey, Guernsey, Guernsey
Stephen John Leonard's Contact Details

Stephen John Leonard work email

Stephen John Leonard personal email

About Stephen John Leonard

I am the founder of ADEPT Decisions, a company that provides cloud-based software as a service for advanced decisioning and analytics to lenders of all sizes and in all markets. With over 30 years of experience in credit risk, collections, and direct marketing solutions and services, I have a passion for enabling financial inclusion across emerging markets.At ADEPT Decisions, we believe that by offering affordable and flexible access to state-of-the-art decisioning technology, we can empower lenders to reach more individuals and SMEs who need credit. We have partnered with world-class organisations to deliver value-added products and services, integration, consulting, and support to our clients in the South East Asia Middle East Africa (SEAMEA) region. If you are interested in learning more about how ADEPT Decisions can help you, please contact us at hello@adeptdecisions.com for a software demo.

Stephen John Leonard's Current Company Details
ADEPT Decisions

Adept Decisions

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Founder @ ADEPT Decisions | Decision Management Solutions
Stephen John Leonard Work Experience Details
  • Adept Decisions
    Founder
    Adept Decisions Oct 2015 - Present
    St Peter Port, Guernsey, Gg
    At ADEPT Decisions, we believe that by offering all types of lenders access to advanced decisioning, at an affordable price, we will enable access to credit for all individuals and SMEs.The ADEPT Decisions Platform is cloud-based software as a service that is highly flexible, user-friendly, with a rapid go to market.We are proud to provide state of the art, cloud based decisioning and advanced analytics to lenders of all sizes and in all markets.www.adeptdecisions.com
  • Credit Risk Connection
    Founder
    Credit Risk Connection May 2010 - Present
    Dubai, Ae
    Credit Risk Connection provides credit risk, collections and direct marketing solutions and services; including analytics, consulting, decision management software, scorecards and training. With many years’ experience with 150+ consumer credit and SME lending clients in over 30 countries, our professionals provide services and solutions in the South East Asia Middle East Africa (SEAMEA) region.We deliver value-added products and services, integration, consulting and support through our wide presence across the region.Through our partnerships with world-class organisations including: ADEPT Decisions, BankersLab, CredoLab, Flexys, Kanaka Software, Mambu, OptimalQ, Stitch and XDS Credit Bureau, we ensure that your organisation’s objectives are optimised to maximise your business performance.www.creditriskconnection.com
  • Pic Solutions International
    Founder & Chief Executive Officer
    Pic Solutions International Feb 2009 - Apr 2010
    Cape Town, Western Cape, Za
    I relocated to Dubai to lead the focus on expanding the emerging markets of Africa, Middle East and South Asia. Travelled extensively in the region and established new relationships in both West and East Africa. Developed and expanded the international team. Managed complex contract negotiations with clients, partners, regulators and resellers.
  • Pic Solutions International
    Founder & Chief Executive Officer
    Pic Solutions International Oct 1999 - Jan 2009
    Cape Town, Western Cape, Za
    As the principal founder of PIC Solutions, I relocated to South Africa to establish the company, which rapidly expanded to become the largest specialist credit risk and collections management consultancy in the Africa, Middle East and South Asia region. Responsible for managing the company’s focus and strategic growth, with a direct responsibility for sales and marketing, which resulted in turnover of USD 12+ million in FY 2007-2008 and a complement of 120+ people.
  • Fair Isaac International
    Head Of Consulting
    Fair Isaac International Apr 1993 - Oct 1999
    Bozeman, Montana, Us
    I joined the start-up of Fair Isaac International (now renamed ‘FICO’) in the UK and in 7 years successfully established and grew the risk management consulting practice for the Europe Middle East Africa region. Managed a team of 16 consultants based in the UK, Spain, Germany, Italy and South Africa. The team’s primary focus was to provide TRIAD account management, applications processing, collections and scoring consulting to over 80 clients in the EMEA region. Travelled extensively throughout the Middle East and Africa and pioneered the implementation of scoring and advanced credit risk management solutions in 20+ countries.
  • Chase Manhattan Bank
    Fraud Specialist
    Chase Manhattan Bank May 1989 - Dec 1992
    New York, Ny, Us
    Managed a team of 11 fraud analysts, who were responsible for the analysis, detection and investigation of bank card fraud cases. Established procedures to prevent fraud and provide ongoing training to merchants and bank personnel. Conducted trend analysis and forecasting. Initiated new reporting systems, effectively cutting risk exposure. Developed a credit training manual to minimise bank losses from fraudulent applications. Defined requirements for host computer systems development and enhancement. Implemented the first predictive dialler in the fraud environment.
  • Dollar Dry Dock Bank
    Assistant Risk Manager
    Dollar Dry Dock Bank Sep 1985 - Apr 1989
    Successfully completed an intensive 18 months management training programme. Rotational experience included commercial lending, branch operations, collections control and credit analysis. Permanently assigned to the consumer credit department and managed a team of 8, who were responsible for all retail lending and MIS. Project managed the development and implementation of initial consumer loan application scorecards and ACS TRIAD for the bank card portfolio running at FDR. Re-engineered the applications processing workflow, to cut the approval process. Implemented fraud detection and prevention programmes.

Stephen John Leonard Skills

Credit Risk Risk Management Banking Credit Cards Credit Portfolio Management Financial Risk Retail Banking Financial Services Strategy Analytics Management Analysis Credit Analysis Crm Credit Scoring Loans Management Consulting Start Ups Financial Analysis Consulting Leadership Emerging Markets Executive Management Business Development Consumer Lending Entrepreneurship Predictive Analytics Segmentation Telecommunications Product Development Cards Cross Selling Mortgage Lending Due Diligence Entrepreneurial Experience Financial Institutions Risk Analytics Risk Analysis Loan Origination Microfinance Customer Acquisition Consumer Finance Public Speaking Statistical Modeling Mobile Payments Personal Loans New Business Development Big Data Triad

Stephen John Leonard Education Details

  • Adelphi University
    Adelphi University
    Banking & Finance
  • University Of Toronto Mississauga
    University Of Toronto Mississauga
    International Relations
  • State University Of New York - System
    State University Of New York - System
    Business Administration

Frequently Asked Questions about Stephen John Leonard

What company does Stephen John Leonard work for?

Stephen John Leonard works for Adept Decisions

What is Stephen John Leonard's role at the current company?

Stephen John Leonard's current role is Founder @ ADEPT Decisions | Decision Management Solutions.

What is Stephen John Leonard's email address?

Stephen John Leonard's email address is sj****@****ail.com

What schools did Stephen John Leonard attend?

Stephen John Leonard attended Adelphi University, University Of Toronto Mississauga, State University Of New York - System.

What are some of Stephen John Leonard's interests?

Stephen John Leonard has interest in Economic Empowerment, Education, Environment, Science And Technology, Animal Welfare, Health.

What skills is Stephen John Leonard known for?

Stephen John Leonard has skills like Credit Risk, Risk Management, Banking, Credit Cards, Credit, Portfolio Management, Financial Risk, Retail Banking, Financial Services, Strategy, Analytics, Management.

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