Stephen Okine Email & Phone Number

Accra, Greater Accra, Ghana

• Spearheading a portfolio of commercial banking clients, offering financial solutions and delivering exceptional service.
• Facilitating regular meetings with clients to grasp their financial needs and provide tailored solutions.
• Conducting in-depth analysis of clients’ financial statements, pinpointing areas of risk, and offering recommendations for improvement.
• Collaborating actively with cross-functional teams to ensure the timely and cost-effective delivery of high-quality services to clients.

Accra

This business currently serves as my part-time engagement with a handful of clients under management. I help small and medium-sized businesses streamline their business and financial operations, set-up internal controls, set-up accounting system, manage their working capital, help them in making sound financial decisions. Aside from the above, I also help.

Accra, Greater Accra, Ghana

• Led a team of professionals in providing financial solutions and delivering exceptional service to clients in the general manufacturing industry, resulting in a 150% portfolio growth.
• Developed and maintained robust client relationships, offering customized financial solutions and achieving outstanding outcomes.
• Conducted comprehensive analysis of clients’ financial statements, identifying risk areas and recommending improvements.
• Collaborated effectively with cross-functional teams to ensure the on-time and cost-effective delivery of high-quality services to clients.
• Originated over seven high-value credit transactions within a 12-month period, each exceeding GHS10 million($2m).
• Worked closely with the credit risk department to successfully restructure delinquent credit facilities within the portfolio, preventing the need for provisioning of these challenged accounts.

Accra

Incharge of a portfolio dominated by businesses in Commerce, Commodities& Manufacturing (FMCG). The portfolio was largely by big market leaders in the fast-moving consumable business in Ghana and in the sub-region. Managed the portfolio and drove the bottom-line of the bank as a team member in the business unit and the Corporate banking department. Managed.

Ridge

• Managed a diverse portfolio primarily consisting of businesses in the Commerce, Commodities, Manufacturing, and Telecoms sectors. Successfully oversaw portfolio growth, contributing to the bank’s bottom-line and.
• Spearheaded the onboarding process for corporate clients, local corporations, and upper-tier SMEs over a five-year period, serving both the Corporate and Enterprise Banking units. Actively promoted various corporate.
• Structured and originated complex transactions encompassing term loans, project finance, facility refinancing, equity releases, overdrafts, trade finance (LCs and guarantees), revolving loans, asset financing, and.
• Received prestigious awards on three occasions during my tenure with the bank, including two group awards, recognizing outstanding contributions and achievements.

Accra

Managed the account portfolio of the bank's branch at Abossey Okai, a portfolio dominated by personal accounts customer and SME customers for Eight(8) months.Charged with the responsibility as a team member to hunt and onboard new and profitable customers for the branch which culminated and transformed the branch from a Loss making one into a profit making.

Airport City

Was a member of the team recruited and charged with the responsibility to spearhead the market penetration of the Standard Bank Group product called SME Quick Loans (Now Trader Loan) in Ghana.Onboarded and Managed the Loan portfolio from Three(3) branches. My duties included initial assessment and review of loan documentation, verification of business and.

Accra, Greater Accra, Ghana

Part of the sales team charged with the responsibility to sell the personal loan of the bank to both government and private employees for the retail banking. Executed and signed a couple of companies onto the bank's scheme loans products (both source and on salary account) and exceeded expectations for 12 months' running.

Lartebiokoshie

Accounts Receivable: Managing outstanding customer invoices, tracking payments, and ensuring timely collection.Accounts Payable: Processing and recording supplier invoices, scheduling payments, and maintaining good relationships with vendors.Accounts Reconciliations: Comparing and adjusting financial records to ensure accuracy and consistency, including.

As a field supervisor, you oversee and coordinate the activities of field workers. This involves managing the team, assigning tasks, and ensuring they are trained and equipped for their responsibilities. You coordinate with various stakeholders, communicate with clients, and collaborate with other departments to align field operations with organizational.

Professional Accountancy Certification, Accounting And Finance

• Chartered Accountant | Institute of Chartered Accountants Ghana (ICAG) I am proud to hold the esteemed Chartered Accountant.

Chartered Taxation Program, Tax Law/Taxation

I'm actively pursuing my Chartered Taxation qualifications, driven by a commitment to mastering tax management. As I progress, I'm.

Master Of Business Administration - Mba, Petroleum Accounting & Finance

MBA in Petroleum Accounting and Finance (Upstream Focus) I have completed an MBA program specializing in Petroleum Accounting and Finance.

Bachelors Degree, Theatre Arts

Education record

Treasury Risk

Certified Business Analysis Professional (Cbap), Business Analysis

Embarked on CBAP (Certified Business Analysis Professional) certification journey with the Centre for Business Analysis, delving into.