An experienced, commercial, FD with multi-sector experience in health, management consultancy, public sector (health and local government), estate agency, retail and wholesale builders' merchant sector and recruitment.My background is predominantly in helping privately owned SMEs although I also have extensive experience within multi-national listed companies. Experienced in managing businesses through high growth and recessionary cycles.Alongside comprehensive financial experience I have substantial experience in non-finance functions including IT, HR, facilities, sales and purchasing.Specialties: Financial accounting, project management, working capital management, development of management information systems and performance management reporting, systems implementation, HR/employment law, procurement, dispute resolution, commercial contract negotiation, new business start up, forecasting, budgeting, payroll, credit management, acquisition, business sale and franchising.