Stephen Underhill, Fcas Email & Phone Number

Novato, California, United States

Farmington, Ct, Us

London, England, Gb

Drove success of Risk Consulting business through delivery and sales of Actuarial analysis. Customized analytic solutions for Risk Management teams of large organizations, producing quantitative risk models of their key risks and combining them into an enterprise-wide risk portfolio view.• Led project teams to deliver over $1.5m of revenue per year for customized modeling of client risk profiles and insurance options using actuarial models and methods.• Recommended actions to best optimize client insurance portfolio based on financial protection and value for premium spend including Captive & Reinsurance use.• Presented results of risk portfolio analysis to Risk Managers and other senior officers of large client organizations.• Created a formal road map to onboard global talent working in remote and hybrid environments, reducing expected on-boarding time to three months.• Increased sales by $500k per year by up-selling analytics solutions to clients and prospects.• Conducted rare event analysis using industry data and scenario modeling, enhancing client decision-making on catastrophic risks such as earthquakes and wildfires.

New York, New York, Us

Produced analytics solutions for Risk Management teams of large brokerage clients. Managed large delivery team to satisfy client needs and develop improved best practices for further business growth.• Implemented major upgrade to client-facing portfolio tools to beat major competitors.• Managed large team across the United States with over 90% retention per year.• Deployed advanced actuarial models such as Cyber, D&O, Property, Casualty, Medical Malpractice risks.• Drove internal product growth by promoting analytics solutions across the company, generating multiple team wins.• Recruited top talent for the company by leading Actuarial recruiting at multiple levels.• Travelled to India to streamline project execution with offshore team, reducing costs while improving quality.

Novato, Ca, Us

Mediated between Actuarial and Claims leaders to improve collaboration. Improved Actuarial reserving methods using deep understanding of Claims customer-facing operation. Presented findings quarterly to Reserve Committee.• Outlined short-term and long-term predictive modeling roadmap to address processes such as fraud detection, litigation management, and claims triaging to improve Claims handling efficiency.• Created and implemented loss adjustment expense reserve method based on deep understanding of company’s legal portfolio program, leading to more accurate corporate reserving.• Saved company $1m in vendor costs by rebuilding company’s structured settlements MS Access database used by Claims and SAS reserve valuation engine used by Actuarial.• Forecasted profitability of strategic initiatives such as the Wildfire Prevention Program.• Championed large cleanup of structured settlements data consulting with multiple business areas and external parties to make data clean and reliable.• Created dashboards defining new KPIs and refining existing KPIs to measure Claims performance.• Found top talent for the company by leading junior-level Actuarial recruiting and making college campus visits.• Oversaw Actuarial training program to develop junior actuaries. Taught course on public presenting to over 40 actuarial students.

Novato, Ca, Us

Drove enterprise-wide Actuarial ratemaking solutions through Best Practice studies.• Championed Risk Management initiative to implement total cost of catastrophes in ratemaking and planning by factoring loss costs, capital requirements, and reinsurance.• Provided corporate oversight of Actuarial Risk Indication process to ensure consistency across businesses.• Informed management with data-driven insights on underperforming segments by developing analytical methods to identify and communicate them using a dashboard.

Sydney, New South Wales, Au

Partnered with Personal and Commercial lines Product Managers using actuarial/analytics research.• Provided actuarial pricing support for complex professional liability business such as architects, engineers, and multi-year accountants risks.• Championed Corporate Rate Indication System, an enterprise actuarial indication platform to inform prospective insurance profitability by key business splits.• Performed full Personal Auto rate review using generalized linear models. Produced ten different predictive models and combined them into rates for implementation.• Advanced analytics for company by partnering with the Allianz Center of Competence (Allianz global analytics experts) on other predictive modeling projects such as Demand/Churn Modeling, Customer Lifetime Value, Claims Rating, Vehicle Classification, and Micro-zoning.

Novato, Ca, Us

Provided actuarial support for General Liability, Commercial Auto, Commercial Property lines of business as well as target industry segments such as Hospitality, Wineries, and Municipalities.• Performed Multivariate review of Hospitality business to find profitable pockets.• Priced new business using small/incomplete data, creative thinking, and judgment.• Collaborated directly with insurance agents of key programs.

Munich, De

Performed multivariate rate review of German Auto business. Created best practice methods such as range of reserves simulation model based on industry research.

Novato, Ca, Us

• Evaluated impacts of proposed hurricane coverage changes using model from Risk Management Solutions.• Performed univariate analysis of several Homeowners and Personal Auto pricing variables.

Bachelor Of Science - Bs, Probability And Statistics With Actuarial Concentration

Bachelor Of Arts (B.A.), Business/Managerial Economics