Steve Ayers Email and Phone Number
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24 years of Commercial Banking experience. Sound understanding of credit and underwriting. Excellent problem solving and decision-making abilities. Successful in meeting and exceeding sales goals. Demonstrated ability in managing teams with a collaborative ability and results oriented mindset. Proven track-record in managing a banking relationship from cradle to the grave. Expertise in loan structuring and with all types of commercial lending products and deposits products. Experienced decision maker with credit authority and expertise in evaluating credit worthiness of borrowers.
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Vp Equipment Finance Sales ManagerContinental BankSalt Lake City, Ut, Us
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Vp Equipment Finance Sales ManagerContinental Bank Feb 2022 - PresentSalt Lake City, Ut, UsManage equipment funding relationships. Broker and direct relationships. Manage App only loan program along with full financial underwriting. C&I and CRE manager. Manage collections and other assets held for sale portfolio. -
Vp Commercial Banking OfficerD.L. Evans Bank Jul 2021 - Mar 2022Burley, Idaho, Us -
Vp Commercial Banking Officer - Branch ManagerAltabank Dec 2018 - Jul 2021American Fork , Utah , Us -
Vp Lease Credit And Syndication OfficerAltabank Dec 2017 - Dec 2018American Fork , Utah , UsGrowthFunding Equipment Finance is a Division of People's Intermountain Bank
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Vice President, Commercial OfficerCapital Community Bank Oct 2016 - Dec 2017Provo, Utah, Us- Commercial Loan Officer, managed relationships for the bank. - Project manager in implementing new financial spreading and underwriting software program. This was useful in bringing consistency in underwriting and financial spreading to the bank. -
Lease Manager - Vice PresidentPrime Alliance Bank Aug 2012 - Oct 2016Woods Cross, Utah, Us- Managed a $128MM leasing portfolio, which grew from $60MM when I started. - Relationship manager with over a dozen nationwide leasing brokers and other sources. - Managed a team of credit analysts and underwriters. - Helped develop loan policies, grading matrices, underwriting guidelines and collection/liquidation practices. - Managed a commercial loan portfolio including securitizing USDA/SBA guarantees. -
Commercial Loan Officer - Vice PresidentBank Of Utah Aug 2010 - Aug 2012Ogden, Ut, Us- Managed a commercial loan portfolio, which included sourcing, underwriting and servicing. - Worked with troubled assets of the bank. -
Vice President - Commerical OfficerAmericanwest Bank Mar 2007 - Aug 2010Us- Managed a $42MM commercial loan portfolio, which I developed from scratch over a three-year period. - Extensive experience in all types of commercial credit including SBA, USDA, B&I loans. - Maintained average delinquencies under 0.50%. - Worked with troubled assets for the bank. -
Credit Analyst/Commercial Loan Officer - Vice PresidentZions Bank Aug 2000 - Mar 2007Salt Lake City, Utah, Us- Relationship Manager: Managed a $25MM portfolio with over 90 relationships, Developed various referral sources. - Senior Loan Underwriter: Underwrote large commercial credits for the bank. Had approval authority and would make recommendations for loans to senior management. - National Real Estate Group, credit analyst: Assisted in making changes to credit policy and monitoring of portfolio concentrations. Underwrote/Analyzed SBA 504, 7 (a), and conventional loan programs. Headed collections department bring delinquencies down from 5% to 2.5%. Trained collectors.
Steve Ayers Skills
Steve Ayers Education Details
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Southern Utah UniversityMaster Of Business Administration - Mba -
Pacific Coast Banking School
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University Of WashingtonExecutive Leadership
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University Of Utah - David Eccles School Of BusinessFinance
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Salt Lake Community CollegeGeneral
Frequently Asked Questions about Steve Ayers
What company does Steve Ayers work for?
Steve Ayers works for Continental Bank
What is Steve Ayers's role at the current company?
Steve Ayers's current role is VP Equipment Finance Sales Manager.
What is Steve Ayers's email address?
Steve Ayers's email address is st****@****ast.net
What is Steve Ayers's direct phone number?
Steve Ayers's direct phone number is +180129*****
What schools did Steve Ayers attend?
Steve Ayers attended Southern Utah University, Pacific Coast Banking School, University Of Washington, University Of Utah - David Eccles School Of Business, Salt Lake Community College.
What skills is Steve Ayers known for?
Steve Ayers has skills like Credit, Loans, Banking, Portfolio Management, Commercial Lending, Financial Modeling, Financial Analysis, Credit Analysis, Mortgage Banking, Commercial Banking, Risk Management, Refinance.
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