Steve Clement Email and Phone Number

 Lead in the development of benefits strategy and active, retiree and international plan designs for CVS Health’s 300,000 active employees and retirees. Participate in integration of Aetna and CVS benefit programs and development of harmonized Total Rewards program for combined company. Team manages $1.8B in company spend Designed and managed Aetna International’s benefits across 17 countries and 40+ offices. Supported multiple market entry projects. Benchmarked common practices, conducted market reviews, developed plan designs and pricing, engaged vendors, developed operations strategy, wrote policies and employee communications  Assist in the development of the corporate pricing strategy using underwriting and pricing experience. Deliver a plan design that addresses budget limitations, competitive landscape, employee satisfaction, affordability, trend and regulatory compliance Evaluate new products, programs and services for inclusion in CVS Health Total Rewards benefits factoring in understanding of employee demographics, needs and preferences. Designed and successfully implemented numerous programs including: development of self-insured ACO/high performance plans and networks, private exchange, group Medicare Advantage and Part D plans Manage active employee benefit strategy development from concept to CEO approval leading a large cross-functional team from financial, well-being and health and welfare benefits, legal, compliance, benefits operations and account management  Conducted HR due diligence and benefit integration management for mergers and acquisitions including CVS, Humana, PayFlex, Prodigy, bswift, GoodHealth, InterGlobal, Medicity, Genworth, iTriage and many other projects that did not move forward to completion Manage plan administration and delivery of benefits with Annual Enrollment Project team. Create, deliver and implement enrollment communications, and training strategies for employees and retirees.

 Managed the profitability of large, national accounts case load, including calculating and delivering annual renewal rates and fees, delivering accountings, generating customized reports for customers, resolving customer issues and setting renewal/product strategy with Account Executives  Participated in numerous customer meetings, both at Aetna and at customer facilities (UBS, BJ's Wholesale Club, MassMutual, Dress Barn) presenting financial results and pricing  Excel SME, taught Excel classes to Underwriting and Sales Support

 Developed, directed and supported the calculations in the financial model that is the core of the DirectAdvice financial planning software for assigned business including all U.S. customers and the company's largest accounts.  Led development and testing of financial model in the U.S. system including asset allocation, life insurance, retirement distribution, Monte Carlo simulation, social security, plan savings, and supported portfolio analytics and international systems.  Collaborated with Visual Basic and JAVA developers, Business Analysts, and Project Managers to provide new and expanded system functionality and to implement financial models.  Customized financial planning solutions for customers in support of new sales.

 Directed the Lobbying and Government Affairs program for an industry association of 400 high-tech companies, resulting in the passage of over $300 million in pro-technology legislation. Managed contract lobbyist (Gaffney, Bennett & Associates) Represented 400+ companies on state trade associations (CBIA, CURE) and to state legislative and regulatory officials on behalf of the high-tech industry Managed all media relations including: writing and issuing press releases; providing interviews and quoted extensively as technology expert by regional media (print, radio & TV)

 Analyzed Connecticut State Budget and tax policy for a nonpartisan think tank.  Performed Statistical and Financial analyses on pending legislation and reported findings to the governor, legislature and the media.  Wrote detailed reports and white papers for distribution to network of executives and legislators.  Testified before the Connecticut General Assembly on tax and spending issues.