Steve Eckhoff Email & Phone Number

California, United States

Since our Investor Panel consists of both Mortgage Banking and Mortgage Broker sources, I have an excellent depth of knowledge regarding standard and niche underwriting guidelines that includes Agency and Jumbo loans, self-employment income, the First-Time Home Buyer’s rent vs. buy analysis, small down payments, Interest Only programs, Asset Depletion, Bank Statement, DSCR, and Relationship Underwriting that allows Qualifying Income from new or recently increased IRA Distributions, and, most notably, accepting only 3 months of alimony for soon-to-be and recently divorced home buyers. As a focused partner I will assist you and your realtor, financial advisor or Accountant by streamlining and expediting your mortgage transaction and reducing stress by being pro-active on upcoming tasks, highlighting potential pitfalls, and making sure you stay on track with the many tasks and participants. In order to maintain efficiency and precision I provide updates at each milestone and know that availability and communication are a few of the main reasons that virtually all my clients come from referrals.During the 32 years that I have been financing real estate in Los Angeles I have developed a stellar reputation for delivering what I initially presented and closing 100% of my transactions, and, in the expected time frame. I am thrilled to be associated with CrossCountry Mortgage who is one of the Country's Top Three Independent Retail Mortgage Lender and with our ability to shop over 500 Investors and Loan Program combinations we can usually structure a loan that meets the most stringent and/or complex financial criteria.

California, United States

Guaranteed Rate, founded in 2000 and based in Chicago, offers mortgage options including conventional loans, FHA loans, jumbo loans, and interest-only loans to customers in all 50 states with loan products being accessed through a tech-centric, digital platform that starts with an online application, document submission, milestone communications, e-signing various documents and coordinating loan payment options.

California, United States

I have been financing real estate in Los Angeles since 1991 and know that hard work and excellent associations are required in order to have a virtually perfect closing ratio. One of the main reasons I have affiliated myself with CrossCountry Mortgage is the phenomenal platform of loan programs and options and the innovative blend of Mortgage Banking and Brokering that’s offered. As a Mortgage Banker we structure, underwrite, approve, prepare loan documents and fund loans directly to Fannie Mae, Freddie Mac and also for many different investors such as Chase, Wells Fargo and US Bank. And as a Mortgage Broker, we coordinate and submit loans through the wholesale channel with various lenders. As a result of being able to shop over 500 Investor and loan program combinations, we can offer some of the most competitive rates and terms available. In navigating the process of purchasing your home, where high pressure and short time frames are the rule rather than the exception, the team I have assembled has created a stellar reputation that is supported by technical expertise and personalized attention to each client’s needs. My Mortgage Analyst, our underwriter and I specialize in transactions in the range of $500,000 to $5,000,000 and represent an almost unbeatable variety of options that result in meeting the financial goals of our clients. Please note that we recognize that every detail is critical and our team’s availability, dependability, promptness, efficiency, enthusiasm and appreciation have been the keys to our overall success.

California, United States

I pride myself on the level of service I provide my clients; a trait I learned early in my career. I bring to Luther Burbank Mortgage a staunch work ethic and a marathoner’s perseverance with an unrivaled combination for closing complicated loans. I am committed to staying on the cutting edge of the mortgage industry by closely tracking financial market developments and advising my clients accordingly.I have received numerous accolades demonstrative of the degree to which I excel in the mortgage industry and have been awarded Presidents Club membership regularly beginning in 2002. With the tools and resources provided by Luther Burbank Mortgage and my vigorous application of those elements, it is no wonder Real Estate Agents, CPAs, Attorneys and Clients have entrusted me with their repeat business and referrals.

California, United States

In-House Loan Officer, Coldwell Banker, Brentwood Office specializing in the development, support and closing of mortgage referrals from over 100 real estate agents. Responsibilities included meeting prospective buyers, determining realistic goals and pre-qualifying the prospective buyers through an analysis of their credit, income and assets. I Pre-Underwrote even the most complex borrowers to ensure all files submitted to the lenders were complete and meet Investor guidelines. Orchestrated and coordinated with my Transaction Manager of 10 years to collect and verify the accuracy of all documentation to assure smooth movement of files through the pipeline. Strategized with and supported my Associate Loan Officer of 10 years whose success in the Manhattan Beach Coldwell Banker generated Market Share of 26.6% to 35.3% and ranked in the range of Number 3-8 in overall Company production beginning in 2010.

California, United States

Residential Mortgage Loan Officer concentrating on maintaining real estate agent relationships through email marketing, personal contact and supplementing purchase transactions with a substantial volume of refinance business.

California, United States

Residential Mortgage In-House Loan Officer for the “new” concept of a Controlled Business Agreement between PNC and Coldwell Banker. Market Share stabilized in the 30%+ range.

California, United States

Residential Mortgage Loan Officer focused on developing the skills that are now a benchmark of my current success.