Steve Ker Email and Phone Number

• Analyse data to better understand potential risks, concerns and outcomes of decisions.• Aggregate data from multiple sources to provide a comprehensive assessment.•Create reports, summaries, presentations and process documents to display results.•Collaborate with other team members to effectively analyse and present data.•Develop systems and processes for gathering and storing data for future analytic projects.•Conduct research into potential clients and understand the risks of accepting each one.•Identify economic and financial trends that may present a risk to the company.•Monitor internal and external data points that may affect the risk level of a decision.•To support ad-hoc tasks assigned by superior as and when required.

-Contributes to unsecured risk portfolio activities-Solves Ad-hoc activities-Contributes on changing the logic for citi portfolio migration-Design new interim solution template for sales team to determine the risk level of the customers-Stress and UAT testing in order for it to roll out in production-Act as a team lead -MIS reporting and performance tracking for unsecured products-Consolidates BNM monthly -BAU tasks-Expert in SAS

• Contributes to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit, Market, Operational or other Risk Portfolios. Reporting can cover a variety of areas including but not limited to: portfolio concentrations, limit exceptions, stress testing, loss reserves or high-risk exposures. • Assists in Credit Bureau Reporting initiatives. • Participates in preparing regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers.• Performs reserves and provisioning for the aligned business. • Consolidates and reports credit data, review reports and indicator templates for Risk Management to Citi Risk Regional with timely and accurate reporting. • Performs reconciliation on reporting data between Risk Management and Finance Reports credit data on restructured programs of Consumer Banking for US Regulatory bodies manages unit’s control tracking. • Tracks and consolidates Cost of Credit for Consumer Banking on a monthly, quarterly and yearly basis for actual and forecast. • Performs self assessment testing when required; change, execute and revalidate changes on reporting requirements from regional, global or any regulatory bodies. • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.• Experienced in using SAS programming and macro SQL.