Steve Lapham Email & Phone Number

New York, Ny, Us

Naples, Florida, United States

Charlotte, North Carolina, United States

Chairman of Risk and Capital Market CommitteesDeveloper, Owner and Operator of Student Housing and Senior Living Facilities

New York City Metropolitan Area

Hebron, Kentucky, United States

Chairman of Compensation CommitteeFlavor Technology Company

Norwalk, Ct/New York City

Responsible for underwriting, credit approval, risk management, portfolio analytics, valuation and asset management of a $36B global commercial real estate platform.Proactively led and managed a team of 300+ including credit risk officers with delegated authority, underwriters, asset managers and appraisers across North America, Europe and Asia.Diligent risk management oversight of the divestiture of the entire $36B debt and equity portfolio (largest commercial real estate sale recorded) via a series of asset and entity sales across multiple jurisdictions with numerous purchasers.

Greater New York City Area

Global Real Estate Management Executive responsible for leading risk management coverage for commercial real estate, hospitality and gaming, community development banking, homebuilding and the bank's commercial mortgage backed securities (CMBS) globally with a portfolio in excess of $80B (second largest commercial real estate portfolio in a bank holding company).Directed the creation of a comprehensive capital allocation plan for commercial real estate exposure, including the establishment of overall industry limits and sublimits for higher risk positions in the portfolio (i.e. construction, condominiums, hotels, land, mezzanine loans, etc.).Actively led and managed an integrated team of 20 senior risk officers throughout US, Europe and Asia with delegated credit authority in addition to a team of 45 workout officers across the US.

Greater New York City Area

Group head responsible for implementation of credit policies and procedures for newly established commercial real estate lending platform - liaison to Credit Risk Management in addition to all Credit Suisse control functions (Compliance, Legal, Human Resources, Audit)Jointly developed and actively recruited over 100 senior professionals to create best in class commercial real estate credit lending platform of 40 people within a six month time frame.

Greater New York City Area

One of four partners of a commercial real estate advisory firm focused on capital markets and investment banking aspects of assignments such as providing advice with respect to financial structures, cash flow and valuation assumptions for whole loans, securities, servicing rights and structured vehicles.Jointly created an industry leading real estate advisory firm with 16 full time employees from top tier financial institutions with long-standing working relationships as colleagues and transaction counterparties with broad array of product knowledge within the commercial real estate sector.

Charlotte, North Carolina Area

Group Head responsible for risk management and credit approval of commercial real estate lending and investing activities globally with a portfolio in excess of $80 billion.Consolidated multiple risk management teams into a single, decentralized group to provide a uniform and consistent approach to credit approval and portfolio management across the entire commercial real estate platform that was also symmetrically aligned with the business units both functionally and geographically to place risk decision makers closer to the customer.Managed an integrated team of 22 senior risk officers throughout US, Europe and Asia with delegated credit authority in addition to a team of 36 real estate appraisers across the US.Actively and aggressively reduced "mark to market (MTM) risk" in portfolio from $20.5B in August 2007 to less than $250M in December 2008.

Greater New York City Area

Head of Real Estate Investment Banking risk management activities for Americas and Asia. Responsible for credit approvals and capital allocation for a global portfolio in excess of $9B.Active involvement in the structuring and underwriting of a wide variety of transactions worldwide in the real estate and gaming sectors including acquisition and bridge loans, conventional mortgages, construction loans, corporate loans and revolving lines of credit (secured and unsecured), mezzanine, participating and subordinate debt as well as equity instruments.

Greater New York City Area

Loan workout specialist with oversight of $500M non-performing real estate portfolio. Active management via restructuring, reorganization and disposition of owned real estate (ORE) and problem loans to maximize recoveries.

Mba, Financial Management

Master of Business Administration (MBA) with concentration in Financial Management

Bs, Finance And Accounting

Activities and Societies: Blue Key SocietyBachelor of Science with concentration in Finance and Accounting