Steve Simone Email & Phone Number

San Antonio, Texas Area

Responsible for creating and setting underwriting guidance and direction in Small Commercial. Specific areas of responsibilities are: auto line of business, wholesale, food processors, communication, business and personal services industries. Also engaged in expanding appetite to facilitate growth. Projects: Implemented a modern knowledge management platform for Small Commercial. Redesign Small Commercial's underwriting guidance to support deeper technical knowledge and improve the ability to expand by writing more difficult risk. Lead a group in a complete rewrite of that underwriting direction and migrate it to the new knowledge management platform.

Responsible for underwriting and operations leadership and focused execution of the new business growth and processes for the San Antonio Business Center. Accountable for the coaching and development of a team of 80 direct and indirect reports. Managed a new business territory of $150 million and two strategic alliance relationships. Projects created and delivered: Underwriter Career Progression, Designated Underwriting Resource Program.

Responsible for the execution of the Small Commercial Strategic and Operating plans through strong agency/territorial management. Set and determined local appetite and profit control plans to achieve objectives. Develop and manage a team of Underwriters and Supervisors. Books managed ranged from $50 million to $225 Million and up to 25 staff members.

Responsibilities include the strategic and day to day operations of the Quality Analysis Program in the Western Division. Clearly communicated with Division and Segment leadership on emerging trends or issues.

Detroit RO - Responsible for New Business and Renewals of a $47M book of business which outperformed corporate objectives for profit while growing the Regional Office. Coach and mentor underwriters in their individual development and territory management. Work with Agents and Sales Representatives to achieve corporate goals.Sales Team Supervisor / Supervisor of The Medical Protective Insurance Center. These units consisted of 15 individuals, underwriters and CSR’s. Responsibilities included mentoring, individual development, growth, profit, agency contracting, underwriting direction, increasing sales results as well as improving efficiencies of the team. Responsible for managing a relationship with a strategic partner company

Underwriting quality analysis including file reviews and summaries, ensuring results were consistent, timely and fair. Prepared management reports to communicate trends and improve underwriting profitability. Recommended and provided training to individuals and groups.

Responsibilities included underwriting and sales of all commercial lines products for 13 Midwest states. Lead underwriter for national drycleaner and technology programs.

Responsibilities included rating, underwriting and placement of commercial insurance in the excess and surplus lines market. Territory included North Carolina, South Carolina and Virginia. Agency specialist for daycare program.

Identified and evaluated risk exposures in client’s insurance portfolio. Recommended coverage to reduce exposure to loss. Sales of all commercial and personal lines of insurance in the P&C and LA&H markets