Manage a team of 10 accounting professionals with the following key responsibilities: - Prepare and analyze monthly and quarterly financial reporting for senior management - Prepare quarterly and annual financial statements with the NY Department of Financial Services (NYDFS) - Prepare audited financial statements for TIAA, TIAA-CREF Life Insurance and several benefit plans - Analyze and implement new statutory accounting and regulatory requirements from the NYDFS and NAIC - Assist in key month end close processes to ensure timely and accurate financial results - Maintain a control structure over financial reporting to ensure clean internal and external audits - Maintain key process documentation for efficiency and to eliminate riskAdditional key responsibilities include the following: - Present quarterly financial results to the Disclosure Committee - Prepare Audit Committee financial materials - Collaborate with teams across the organization, including Finance, Tax, Legal, GL Operations and Product - Coordinate with external auditors on statutory financial statement audits - Assisted in offering memorandums for TIAA debt issuances and for guarantees of subsidiary debt - Restructured my team to drive efficiencies and reduce expenses

- Analyze monthly and quarterly financial reporting for senior management - Prepare quarterly and annual financial statement footnotes - Prepare audited financial statements for TIAA, TIAA-CREF Life Insurance and several benefit plans - Analyze and implement new statutory accounting and regulatory requirements from the NYDFS and NAIC - Assist in key month end close processes to ensure timely and accurate financial results - Maintain a control structure over financial reporting to ensure clean internal and external audits - Maintain key process documentation for efficiency and to eliminate risk - Present quarterly financial results to the Disclosure Committee - Prepare Audit Committee financial materials - Collaborate with teams across the organization, including Finance, Tax, Legal, GL Operations and Product - Coordinate with external auditors on statutory financial statement audits - Assisted in offering memorandums for TIAA debt issuances

• Forecasting loans, deposits and related net interest income for corporate cycles and the regulatory mandated stress scenarios as part of the CCAR• Partnering with line of business finance, product and controller teams for forecasting and analysis of actual results.• Working with quantitative finance team on industry level models for consumer loans and money supply/deposits.• Preparing stress test presentations for specific product balances and presenting results to various business partners.• Responding to regulator inquiries including specific CCAR questions.• Partnering with internal BSCM Interest Rate Risk team to assess and analyze the banks sensitivity to interest rates• Partnering with Global Liquidity Risk Management team on forecasting liquidity including impacts to liquidity coverage ratios prescribed by regulators.• Performing monthly and quarterly analysis on actual loan/deposit balances and related net interest income.• Performing actual to forecast analysis for loan/deposit balances and related net interest income and providing commentary for various executive presentations.• Coordinating with funds transfer pricing team to ensure proper incentives are in place to drive desired behaviors.

- Managed a team with the following primary responsibilities: o Forecasting of net credit losses (NCLs), allowance for loan losses and provision expense for corporate cycles and stress scenarios (including CCAR). o Performing monthly and quarterly analysis on actual loan balances, NCLs, allowance and provision expense. o Performing actual to forecast analysis for NCLs, allowance and provision expense and providing commentary for various executive presentations including the Allowance for Credit Losses Committee. o Preparing certain SEC reporting for allowance and provision expense (more specifically for Residential and Home Equity Management’s Discussion and Analysis sections). o Performing monthly and quarterly accounting close of allowance and provision expense. o Ensuring accuracy of home loan actual and forecasted amounts within the CREST allowance application which is used for various reporting and serves as the sub-ledger for allowance and provision expense.- Communicated the credit story for home loan products on an actual and forecasted view.- Worked with accounting policy and controller team on implementation of new accounting pronouncements.- Performed annual goal setting, performance reviews and compensation discussions for direct reports

Planned, managed and provided leadership for integrated and financial statement audits within the following industries: Banking: Wachovia, Wells Fargo and First BankInsurance/reinsurance: NC Farm Bureau, GE/Genworth Mortgage Insurance Companies, Key Risk Workers - a W.R. Berkley Company and several Wells Fargo reinsurance subsidiariesManufacturing and Other: Solectron, Tecan, DiamlerChrysler Commercial Buses NC, Trimeris, Siemens, and Divers Alert Network (DAN)Technical Experience• Managed public and private audits of GAAP and Statutory financial statements• Managed audits of Sarbanes-Oxley internal controls over financial reporting• Managed commercial and consumer loan audit areas• Managed audit procedures around client goodwill analysis and reporting unit valuations using multiple valuation methods, including discounted cash flows and PE multiple models• Experienced in accounting for business combinations, share-based compensation, embedded derivatives for insurance products, leasing, employee benefits and income taxes Project Management• Performed engagement planning consisting of client acceptance, staffing, budgeting and profitability analyses• Maintained communications with client management; identified and resolved client accounting issues; supervised engagement teams; and coordinated integration of firm tax, IT, actuary and valuation specialistsLeadership• Developed and executed audit plans for high risk areas including goodwill impairment, leverage leasing, stock-based compensation, self-insurance and income taxes• Planned and managed delivery of client service for teams ranging in size from 5 to 25 professionals• Served as a local office instructor for employee benefit plan audits and assisted audit engagement teams