Steve Culp Email & Phone Number

Chicago, IL, US

Memphis, TN, US

Charlotte, NC, US

• Originate new tax equity investments directly and in conjunction with investment banking and markets groups in utility scale wind and both utility scale and residential solar electrical generation projects.
• Work with the various groups within Renewable Energy Finance to structure and negotiate terms and conditions of new tax equity investments.
• Lead due diligence and internal approval and closing processes.
• Analyze, structure and evaluate complex economic models with the quantitative team.
• Vet and comment on critical third party expect reports, including engineering, appraisal, cost segregation, environmental and insurance.
• Evaluation various off-take contracts and structures including power purchase agreement, contracts for differences and commodity hedge agreements.

Chicago, Illinois, US

• Originated new business opportunities, both direct and indirect, of distributed solar generation projects, transportation, various manufacturing and industrial assets and real estate.
• Structured both lease and debt facilities, developed and reviewed economic lease models, performed credit analysis on corporate obligors and leaded due diligence team.
• Prepared credit memorandums and presented opportunities to formal credit committees for approval.
• Documented and negotiated the terms and conditions of lease and debt transactions.
• Managed existing lease and debt portfolio.
• Financial structures utilized include, tax, TRAC and synthetic leases, including level, advance/arrears, prepaid and deferred (section 467 rental structures) and secured lending.

Deerfield, IL, US

• Represented institutional investors in asset and project financings ranging in value from $30 million to $1.0 billion that employed financing structures using single investor and leveraged leases.
• Transactions negotiated directly with CEOs, CFOs, SVPs of Finance and Treasurers.
• Oversaw and managed the entire financing process, including both internal and external project teams consisting of law firms and technical experts in engineering, environmental, specialty finance, insurance and.
• Developed a deep understanding of the disciplines of asset finance including economic modeling, taxation, accounting, asset valuation and structuring.
• Assets financed - power generation, transportation (including aircraft), integrated facilities, communication and other commercial assets.

Charlotte, NC, US

• Originated new business opportunities and managed an existing portfolio of commercial loans and deposits. Structured and closed working capital facilities, equipment and real estate term debt and term debt refinancings.
• Prepared credit analyses, loan pricing and presented recommendations to senior management and credit committees.
• Cross-sold other bank products including cash management services, trust and private banking.

Dallas, TX, US

• As a relationship manager, originated new business opportunities and managed an existing portfolio of commercial loans and deposits. Structured and closed working capital facilities, equipment and real estate term debt.
• Began as credit analyst and completed formal credit training program. Analyzed bank clients and prospects financial statements, wrote formal credit analyses, assisted in structuring various credit products and.

Mba (Fuqua Scholar), Mba

Bba, Finance